:root{--ink:#13231f;--muted:#64736f;--line:#dce8e4;--brand:#0f766e;--brand2:#115e59;--soft:#effaf6;--cream:#fbfaf5;--white:#fff;--warn:#9a5b00;--bad:#a53434;--good:#0d7b59;--shadow:0 14px 38px rgba(18,56,48,.09);--radius:22px}*{box-sizing:border-box}[hidden]{display:none!important}html{scroll-behavior:smooth}body{margin:0;font-family:Pretendard,"Noto Sans KR",system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.6}button,input,select{font:inherit}.container{width:min(1180px,calc(100% - 32px));margin:0 auto}.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:16px;z-index:100;background:#fff;padding:10px 14px;border-radius:8px}.site-header{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.94);backdrop-filter:blur(14px);border-bottom:1px solid rgba(220,232,228,.8)}.header-inner{display:flex;align-items:center;justify-content:space-between;min-height:72px;gap:24px}.brand{display:flex;gap:10px;align-items:center;color:var(--ink);text-decoration:none}.brand-mark{display:grid;place-items:center;width:42px;height:42px;background:var(--brand);color:#fff;border-radius:14px;font-weight:900}.brand b{display:block;font-size:18px}.brand small{display:block;color:var(--muted);font-size:11px;margin-top:-2px}.nav{display:flex;gap:22px}.nav a{color:#3d4e49;text-decoration:none;font-size:14px;font-weight:700}.nav a:hover{color:var(--brand)}.hero{padding:78px 0 62px;background:linear-gradient(135deg,#f6fffb 0%,#fff 54%,#fff7e8 100%);border-bottom:1px solid #edf3f0}.hero-grid{display:grid;grid-template-columns:1.4fr .8fr;gap:48px;align-items:center}.eyebrow{color:var(--brand);font-weight:800;font-size:13px;letter-spacing:.06em;text-transform:uppercase;margin:0 0 8px}.hero h1{font-size:clamp(38px,5vw,64px);line-height:1.08;letter-spacing:-.045em;margin:0;max-width:760px}.hero-copy{font-size:18px;color:#4e615b;max-width:730px;margin:24px 0 28px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.btn{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:13px;padding:13px 18px;font-weight:800;text-decoration:none;cursor:pointer}.btn.primary{background:var(--brand);color:#fff;box-shadow:0 10px 22px rgba(15,118,110,.18)}.btn.primary:hover{background:var(--brand2)}.btn.ghost{background:#fff;color:var(--ink);border:1px solid var(--line)}.btn.text{background:transparent;color:var(--muted)}.btn.wide{min-width:240px}.trust-row{display:flex;flex-wrap:wrap;gap:10px 18px;margin-top:22px;color:#5b6b66;font-size:13px}.trust-row span:before{content:"✓";color:var(--brand);font-weight:900;margin-right:6px}.hero-card{background:#fff;border:1px solid #e3eee9;border-radius:28px;padding:22px;box-shadow:var(--shadow)}.mini-stat{display:flex;gap:14px;padding:18px 8px;border-bottom:1px solid #edf3f0}.mini-stat:last-child{border-bottom:0}.mini-stat strong{display:grid;place-items:center;width:42px;height:42px;border-radius:14px;background:var(--soft);color:var(--brand);flex:0 0 auto}.mini-stat span{color:#54645f}.mini-stat b{color:var(--ink)}.section{padding:78px 0}.section.alt{background:#f8fbfa}.section-head{max-width:790px;margin-bottom:30px}.section-head h2{font-size:clamp(28px,4vw,42px);line-height:1.2;letter-spacing:-.035em;margin:0 0 12px}.section-head p:not(.eyebrow){margin:0;color:var(--muted)}.calc-layout{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(360px,.9fr);gap:24px;align-items:start}.panel{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}.form-panel{padding:26px}.form-panel fieldset{border:0;padding:0;margin:0 0 28px}.form-panel legend{font-size:19px;font-weight:900;margin-bottom:14px}.fields{display:grid;gap:14px}.fields.two{grid-template-columns:1fr 1fr}.fields label{font-size:13px;color:#43534e;font-weight:700}.fields label>span{float:right;color:#8a9692;font-weight:500}.fields input,.fields select{width:100%;margin-top:7px;border:1px solid #cfded9;border-radius:11px;padding:12px 13px;background:#fff;color:var(--ink);outline:none}.fields input:focus,.fields select:focus{border-color:var(--brand);box-shadow:0 0 0 3px rgba(15,118,110,.1)}.help{font-size:12px;color:#7b8985;margin:10px 0 0}.checks{display:flex;gap:12px 20px;flex-wrap:wrap;margin-top:14px}.check{font-size:13px!important;font-weight:600!important;display:flex;gap:7px;align-items:center}.check input{width:auto!important;margin:0!important}.advanced{border:1px dashed #c9d9d4;background:#fbfdfc;border-radius:15px;padding:14px 16px;margin-top:4px}.advanced summary{cursor:pointer;font-weight:800}.advanced[open] summary{margin-bottom:14px}.fields.compact input,.fields.compact select{padding:10px 11px}.form-actions{display:flex;gap:10px;align-items:center;margin-top:24px;flex-wrap:wrap}.result-panel{position:sticky;top:94px;min-height:580px;padding:24px;overflow:hidden}.empty-state{min-height:530px;display:grid;place-items:center;text-align:center;align-content:center;padding:30px;color:var(--muted)}.house-icon{display:grid;place-items:center;width:80px;height:80px;border-radius:28px;background:var(--soft);font-size:38px;color:var(--brand);margin-bottom:14px}.empty-state h3{color:var(--ink);margin:0 0 8px;font-size:22px}.empty-state p{max-width:320px;margin:0}.result-top{padding:22px;border-radius:18px;background:linear-gradient(135deg,#effaf6,#f8fffc);border:1px solid #d8ece5}.status-pill{display:inline-flex;padding:6px 10px;border-radius:999px;font-weight:900;font-size:12px;background:#dff5ec;color:var(--good)}.status-pill.warn{background:#fff1d5;color:var(--warn)}.status-pill.bad{background:#fde7e7;color:var(--bad)}.result-top h3{font-size:28px;line-height:1.2;margin:11px 0 7px}.result-top p{color:#5d6f69;margin:0}.money-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:16px 0}.money-box{border:1px solid var(--line);border-radius:14px;padding:14px;background:#fff}.money-box span{font-size:12px;color:var(--muted);display:block}.money-box b{font-size:19px;display:block;margin-top:4px}.recommend{border-left:4px solid var(--brand);padding:4px 0 4px 14px;margin:18px 0}.recommend small{color:var(--muted)}.reason-list{margin:12px 0 0;padding-left:18px;color:#5f6e69;font-size:13px}.stress-box{background:#fff7e8;border:1px solid #f1dfba;border-radius:14px;padding:14px;margin-top:14px}.stress-box b{display:block}.action-list{display:grid;gap:8px;margin-top:14px}.action-item{display:flex;gap:9px;font-size:13px;color:#50605a}.action-item:before{content:"→";color:var(--brand);font-weight:900}.loan-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.loan-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px;position:relative}.loan-card.best{border:2px solid var(--brand);box-shadow:var(--shadow)}.loan-card .tag{position:absolute;right:14px;top:14px;font-size:11px;font-weight:900;background:var(--soft);color:var(--brand);padding:5px 8px;border-radius:999px}.loan-card h3{margin:0 0 5px;font-size:19px}.loan-card .meta{font-size:12px;color:var(--muted);margin-bottom:12px}.loan-card .fit{font-weight:900;margin:8px 0}.fit.yes{color:var(--good)}.fit.no{color:var(--bad)}.fit.maybe{color:var(--warn)}.loan-card dl{display:grid;grid-template-columns:auto 1fr;gap:5px 10px;font-size:13px;margin:14px 0}.loan-card dt{color:var(--muted)}.loan-card dd{margin:0;text-align:right;font-weight:700}.loan-card ul{padding-left:17px;font-size:12px;color:#687873}.roadmap-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.road-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px;min-height:150px}.road-card b{font-size:19px;display:block;margin-bottom:8px}.road-card span,.road-card p{color:var(--muted);font-size:13px}.road-card .big{font-size:28px;color:var(--ink);font-weight:900;margin:8px 0}.road-card.placeholder{display:flex;flex-direction:column;justify-content:center}.scenario-row{display:flex;justify-content:space-between;border-top:1px solid #edf1ef;padding:7px 0;font-size:13px}.scenario-row:first-of-type{margin-top:8px}.check-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.check-grid article{background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px}.check-grid span{display:grid;place-items:center;width:34px;height:34px;border-radius:12px;background:var(--soft);color:var(--brand);font-weight:900}.check-grid h3{margin:12px 0 6px}.check-grid p{margin:0;color:var(--muted);font-size:13px}.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:18px;background:#fff}.table-wrap table{width:100%;border-collapse:collapse;min-width:760px}.table-wrap th,.table-wrap td{padding:15px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top;font-size:13px}.table-wrap th{background:#f4faf7;font-size:12px;color:#52635d}.table-wrap tr:last-child td{border-bottom:0}.source-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:18px}.source-grid a{border:1px solid var(--line);border-radius:12px;padding:12px 14px;text-decoration:none;color:var(--brand);font-weight:800;font-size:13px;background:#fff}.notice{margin-top:18px;padding:15px 17px;border-radius:14px;background:#fff8e9;border:1px solid #f2dfb8;font-size:13px;color:#6d5b3d}.notice b{color:#845500;margin-right:6px}footer{background:#11231f;color:#dce7e3;padding:34px 0}.footer-inner{display:flex;justify-content:space-between;gap:30px}.footer-inner p{margin:5px 0 0;color:#9fb1ab;font-size:12px}.muted{color:var(--muted)}.tiny{font-size:11px}.divider{height:1px;background:var(--line);margin:18px 0}.meter{height:10px;background:#edf2f0;border-radius:999px;overflow:hidden;margin-top:8px}.meter span{display:block;height:100%;background:var(--brand);border-radius:999px}.badge-row{display:flex;flex-wrap:wrap;gap:6px;margin-top:10px}.badge{font-size:11px;background:#f2f7f5;border:1px solid #e1ebe7;border-radius:999px;padding:4px 7px;color:#566761}@media(max-width:980px){.nav{display:none}.hero-grid,.calc-layout{grid-template-columns:1fr}.result-panel{position:static;min-height:0}.empty-state{min-height:320px}.loan-grid{grid-template-columns:1fr 1fr}.roadmap-grid,.check-grid{grid-template-columns:1fr 1fr}.source-grid{grid-template-columns:1fr 1fr}}@media(max-width:640px){.container{width:min(100% - 22px,1180px)}.hero{padding:52px 0 42px}.hero-grid{gap:26px}.hero-copy{font-size:16px}.section{padding:58px 0}.form-panel,.result-panel{padding:16px}.fields.two{grid-template-columns:1fr}.loan-grid,.roadmap-grid,.check-grid,.source-grid{grid-template-columns:1fr}.money-grid{grid-template-columns:1fr}.footer-inner{flex-direction:column}.btn.wide{width:100%}.form-actions .btn.text{width:100%}}

/* v1.1.0 affordability dashboard */
#calculator .container{width:min(1380px,calc(100% - 32px))}
#calculator .calc-layout{grid-template-columns:minmax(420px,.78fr) minmax(0,1.35fr);gap:22px}
#calculator .result-panel{padding:22px;min-width:0}
.dashboard-hero{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:18px;align-items:center}
.hero-payment{min-width:210px;border-radius:16px;background:#fff;border:1px solid #d8eae3;padding:15px 16px;text-align:right;box-shadow:0 8px 20px rgba(15,118,110,.07)}
.hero-payment small,.hero-payment span{display:block;color:var(--muted)}
.hero-payment strong{display:block;color:var(--brand2);font-size:30px;line-height:1.1;margin:4px 0 5px;letter-spacing:-.035em}
.hero-payment span{font-size:11px}
.kpi-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:9px;margin:14px 0}
.kpi-card{border:1px solid var(--line);border-radius:14px;padding:12px;background:#fff;min-width:0}
.kpi-card span,.kpi-card small{display:block;color:var(--muted);font-size:11px}
.kpi-card b{display:block;font-size:18px;line-height:1.25;margin:4px 0;letter-spacing:-.025em;word-break:keep-all}
.kpi-card.primary-kpi{background:#f1faf6;border-color:#cfe9df}
.recommend-card{background:#fbfdfc;border:1px solid var(--line);border-left:4px solid var(--brand);border-radius:0 14px 14px 0;padding:12px 14px;margin:14px 0}
.recommend-card h3{margin:2px 0 3px;font-size:20px}.recommend-card p{margin:0;color:#5c6c67;font-size:12px}
.dashboard-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:14px}
.dash-card{border:1px solid var(--line);border-radius:16px;background:#fff;padding:15px;min-width:0}
.dash-card.wide-card{grid-column:1/-1}
.card-title{display:flex;align-items:flex-start;justify-content:space-between;gap:10px;margin-bottom:12px}.card-title small{display:block;color:var(--brand);font-weight:800;font-size:10px;letter-spacing:.03em}.card-title h4{margin:2px 0 0;font-size:15px;line-height:1.35;letter-spacing:-.02em}.chart-unit{font-size:10px;color:var(--muted)}
.chart-row{margin:10px 0}.chart-row-head{display:flex;align-items:center;justify-content:space-between;gap:8px;font-size:11px}.chart-row-head span{color:#52625d;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.chart-row-head b{font-size:12px}.chart-row small{display:block;margin-top:3px;color:#91a09b;font-size:9px}.bar-track{height:7px;background:#edf3f0;border-radius:999px;overflow:hidden;margin-top:5px}.bar-track span{display:block;height:100%;background:linear-gradient(90deg,var(--brand),#3aa897);border-radius:999px}
.chart-note{font-size:9px;color:#87958f;margin:11px 0 0;line-height:1.45}.subhead{display:block;font-size:11px;color:#334740;margin-bottom:8px}.compare-columns{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.cashflow-list{display:grid;gap:5px}.cashflow-list>div{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:5px 0;border-bottom:1px solid #eef3f1;font-size:11px}.cashflow-list>div:last-child{border-bottom:0}.cashflow-list span{color:#64736f}.cashflow-total{margin-top:4px;padding:8px 9px!important;border-radius:10px;background:#eff9f5;border-bottom:0!important}.cashflow-total span,.cashflow-total b{color:var(--good)!important}.cashflow-total.negative{background:#fff0f0}.cashflow-total.negative span,.cashflow-total.negative b{color:var(--bad)!important}
.donut-wrap{display:flex;align-items:center;gap:16px}.donut{--principal:180deg;width:116px;height:116px;flex:0 0 116px;border-radius:50%;background:conic-gradient(var(--brand) 0 var(--principal),#e9c070 var(--principal) 360deg);display:grid;place-items:center;position:relative}.donut:after{content:"";position:absolute;inset:15px;border-radius:50%;background:#fff}.donut>div{position:relative;z-index:1;text-align:center;max-width:78px}.donut b{display:block;font-size:12px;line-height:1.25}.donut small{display:block;color:var(--muted);font-size:8px}.legend{display:grid;gap:7px;font-size:10px;color:#586963}.legend span{display:flex;align-items:center;gap:5px}.legend i{width:8px;height:8px;border-radius:50%;display:inline-block}.principal-dot{background:var(--brand)}.interest-dot{background:#e9c070}
.line-chart{width:100%;height:auto;overflow:visible}.chart-axis{stroke:#d9e5e1;stroke-width:1}.chart-line{fill:none;stroke:var(--brand);stroke-width:3;stroke-linecap:round;stroke-linejoin:round}.chart-dot{fill:#fff;stroke:var(--brand);stroke-width:2}.chart-label{font-size:9px;fill:#7e8d88}.chart-summary{display:flex;gap:7px;flex-wrap:wrap;margin-top:-2px}.chart-summary span{font-size:9px;background:#f4f8f6;border-radius:999px;padding:4px 7px;color:#61716c}
.result-foot{margin-top:15px}.progress-track{height:9px;background:#edf2f0;border-radius:999px;overflow:hidden}.progress-track span{display:block;height:100%;background:linear-gradient(90deg,var(--brand),#53b4a1);border-radius:999px}
#roadmap .roadmap-grid{grid-template-columns:repeat(4,1fr)}
@media(max-width:1180px){#calculator .calc-layout{grid-template-columns:minmax(390px,.9fr) minmax(0,1.1fr)}.dashboard-grid{grid-template-columns:1fr}.dash-card.wide-card{grid-column:auto}.kpi-grid{grid-template-columns:1fr 1fr}.compare-columns{grid-template-columns:1fr}.dashboard-hero{grid-template-columns:1fr}.hero-payment{text-align:left;min-width:0}#roadmap .roadmap-grid{grid-template-columns:1fr 1fr}}
@media(max-width:980px){#calculator .container{width:min(100% - 32px,1180px)}#calculator .calc-layout{grid-template-columns:1fr}.dashboard-grid{grid-template-columns:1fr}.dash-card.wide-card{grid-column:auto}.kpi-grid{grid-template-columns:repeat(4,1fr)}.result-panel{position:static!important}.hero-payment{text-align:right;min-width:210px}.dashboard-hero{grid-template-columns:1fr auto}}
@media(max-width:720px){.dashboard-hero{grid-template-columns:1fr}.hero-payment{text-align:left;min-width:0}.kpi-grid{grid-template-columns:1fr 1fr}.compare-columns{grid-template-columns:1fr}.donut-wrap{align-items:flex-start}.hero-payment strong{font-size:26px}}
@media(max-width:480px){.kpi-grid{grid-template-columns:1fr}.dash-card{padding:13px}.donut{width:102px;height:102px;flex-basis:102px}.donut:after{inset:13px}#roadmap .roadmap-grid{grid-template-columns:1fr}}


/* v1.2.0 decision simulator */
.result-toolbar{display:flex;justify-content:flex-end;gap:8px;margin:0 0 12px}.mini-btn{border:1px solid var(--line);background:#fff;color:#40534d;border-radius:10px;padding:8px 11px;font-size:11px;font-weight:800;cursor:pointer}.mini-btn:hover{border-color:#a7cfc3;background:#f5fbf8}.burden-gauge{margin:14px 0 2px;padding:12px 14px;border:1px solid var(--line);border-radius:14px;background:#fbfdfc}.gauge-head{display:flex;justify-content:space-between;gap:8px;font-size:11px}.gauge-head span{color:var(--muted)}.gauge-head b{font-size:12px}.gauge-track{position:relative;height:10px;border-radius:999px;margin:9px 0 5px;background:linear-gradient(90deg,#81c9a8 0 50%,#edc875 50% 70%,#e89275 70% 100%)}.gauge-marker{position:absolute;top:-4px;width:4px;height:18px;background:#15372f;border-radius:3px;transform:translateX(-2px);box-shadow:0 0 0 2px #fff}.gauge-scale{display:flex;justify-content:space-between;color:#8a9893;font-size:9px}.fund-stack{height:20px;display:flex;overflow:hidden;border-radius:8px;background:#edf2f0;margin:10px 0 8px}.fund-stack span{display:block;height:100%;min-width:0}.fund-own{background:#4ca88f}.fund-loan{background:#8abfaf}.fund-gap{background:#df8b78}.fund-legend{display:grid;grid-template-columns:repeat(3,1fr);gap:6px;font-size:9px;color:#63736e}.fund-legend b{display:block;font-size:11px;color:#263b35;margin-top:2px}.term-compare{display:grid;grid-template-columns:repeat(3,1fr);gap:7px}.term-box{border:1px solid #e5ece9;border-radius:11px;padding:9px;background:#fbfdfc}.term-box span,.term-box small{display:block;font-size:9px;color:#7c8c87}.term-box b{display:block;margin:3px 0;font-size:13px}.repay-table{width:100%;border-collapse:collapse;font-size:10px}.repay-table th,.repay-table td{padding:7px 6px;border-bottom:1px solid #edf2f0;text-align:right}.repay-table th:first-child,.repay-table td:first-child{text-align:left}.repay-table th{font-size:9px;color:#71817c;background:#f7faf9}.repay-table tr:last-child td{border-bottom:0}.compare-empty{border:1px dashed #bed5cd;border-radius:18px;padding:30px;text-align:center;background:#fff;color:var(--muted)}.compare-empty b,.compare-empty span{display:block}.compare-empty b{color:var(--ink);font-size:17px;margin-bottom:5px}.price-sim-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}.price-sim-card{position:relative;background:#fff;border:1px solid var(--line);border-radius:18px;padding:17px;min-width:0}.price-sim-card.current{border:2px solid var(--brand);box-shadow:0 10px 28px rgba(15,118,110,.08)}.price-sim-card .current-tag{position:absolute;right:12px;top:12px;background:var(--brand);color:#fff;border-radius:999px;padding:4px 7px;font-size:9px;font-weight:900}.price-sim-card h3{font-size:22px;margin:0 0 2px}.price-sim-card .product{font-size:10px;color:var(--muted);height:28px;line-height:1.35}.price-sim-card dl{margin:13px 0 0;display:grid;grid-template-columns:1fr auto;gap:7px 8px;font-size:10px}.price-sim-card dt{color:#74827e}.price-sim-card dd{margin:0;font-weight:800;text-align:right}.price-sim-status{display:inline-block;margin-top:10px;padding:5px 7px;border-radius:999px;font-size:9px;font-weight:900;background:#e8f6ef;color:var(--good)}.price-sim-status.warn{background:#fff5dc;color:#8a6500}.price-sim-status.bad{background:#fff0ef;color:var(--bad)}.compare-chart{margin-top:16px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px}.compare-chart h3{font-size:15px;margin:0 0 12px}.compare-table-wrap{margin-top:16px;overflow:auto;border:1px solid var(--line);border-radius:16px;background:#fff}.compare-table{width:100%;border-collapse:collapse;min-width:760px}.compare-table th,.compare-table td{padding:11px 12px;border-bottom:1px solid var(--line);font-size:11px;text-align:right}.compare-table th:first-child,.compare-table td:first-child{text-align:left}.compare-table th{background:#f5faf8;color:#64756f}.compare-table tr.current{background:#f0faf6}.compare-table tr:last-child td{border-bottom:0}.compare-foot{font-size:10px;color:#7d8c87;margin:10px 2px 0}.decision-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin:12px 0}.decision-strip>div{border-radius:12px;padding:10px 11px;background:#f6faf8;border:1px solid #e3ece8}.decision-strip span{display:block;color:#71807b;font-size:9px}.decision-strip b{display:block;margin-top:3px;font-size:12px}.decision-strip .danger{background:#fff4f2;border-color:#f1d8d2}.decision-strip .caution{background:#fff9e9;border-color:#f0e3bf}@media(max-width:1080px){.price-sim-grid{grid-template-columns:1fr 1fr}}@media(max-width:720px){.price-sim-grid{grid-template-columns:1fr}.term-compare{grid-template-columns:1fr}.fund-legend{grid-template-columns:1fr 1fr 1fr}.decision-strip{grid-template-columns:1fr}.result-toolbar{justify-content:stretch}.mini-btn{flex:1}.compare-chart{padding:14px}}
@media print{.site-header,.hero,.form-panel,#loans,#roadmap,#compare,#checklist,#policy,footer,.result-toolbar{display:none!important}#calculator{padding:0}.calc-layout{display:block!important}.result-panel{border:0!important;box-shadow:none!important;padding:0!important}.container{width:100%!important;max-width:none!important}.section-head{display:none!important}}

/* v1.3.0 repayment method simulator */
.hero-payment em{display:block;margin-top:3px;font-size:10px;font-style:normal;color:#678079;font-weight:700}
.repayment-choice-card{background:linear-gradient(180deg,#fff,#fbfdfc)}
.method-compare-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.method-box{border:1px solid #dfe9e5;border-radius:14px;padding:14px;background:#fff;position:relative}
.method-box.selected{border:2px solid var(--brand);background:#f4fbf8;box-shadow:0 8px 22px rgba(15,118,110,.07)}
.method-box.selected:after{content:"선택";position:absolute;right:10px;top:10px;background:var(--brand);color:#fff;padding:3px 6px;border-radius:999px;font-size:8px;font-weight:900}
.method-box>b{display:block;font-size:14px;margin-bottom:2px}.method-box>span{display:block;font-size:9px;color:var(--muted);margin-bottom:10px}.method-box dl{display:grid;grid-template-columns:1fr auto;gap:5px 10px;margin:0;font-size:10px}.method-box dt{color:#75837f}.method-box dd{margin:0;font-weight:800;text-align:right}
.method-insight{margin-top:10px;padding:10px 12px;border-radius:11px;background:#f2f8f5;color:#52665f;font-size:10px}.method-insight strong{color:var(--brand2)}
.curve-legend,.split-legend{display:flex;gap:13px;flex-wrap:wrap;margin-bottom:7px;font-size:9px;color:#65756f}.curve-legend span,.split-legend span{display:flex;align-items:center;gap:5px}.curve-legend i,.split-legend i{display:inline-block;width:16px;height:4px;border-radius:4px}.curve-a{background:var(--brand)}.curve-b{background:#d58a43}.payment-curve{width:100%;height:auto;overflow:visible}.curve-line-a,.curve-line-b{fill:none;stroke-width:3;stroke-linecap:round;stroke-linejoin:round}.curve-line-a{stroke:var(--brand)}.curve-line-b{stroke:#d58a43}.curve-summary{display:grid;grid-template-columns:repeat(4,1fr);gap:6px;margin-top:5px}.curve-summary span{padding:7px 8px;border-radius:9px;background:#f5f9f7;color:#74837e;font-size:8px}.curve-summary b{display:block;color:#2d413b;font-size:10px;margin-top:1px}
.annual-split-scroll{overflow-x:auto;padding-bottom:3px}.annual-split-chart{height:185px;min-width:650px;display:flex;align-items:flex-end;gap:3px;border-bottom:1px solid #dce7e3;padding:8px 5px 23px}.year-stack-col{height:100%;flex:1;min-width:14px;display:flex;flex-direction:column;justify-content:flex-end;align-items:stretch;position:relative}.year-stack{display:flex;flex-direction:column;justify-content:flex-end;width:100%;border-radius:3px 3px 0 0;overflow:hidden;background:#edf2f0}.year-stack span{display:block;width:100%}.year-interest{background:#e6b96b}.year-principal{background:var(--brand)}.year-stack-col em{position:absolute;bottom:-20px;left:50%;transform:translateX(-50%);font-size:8px;color:#7b8985;font-style:normal;white-space:nowrap}.split-principal{background:var(--brand)}.split-interest{background:#e6b96b}
.term-box em{display:block;font-size:9px;font-style:normal;color:#647a73;margin-top:1px}.repay-table{min-width:600px}
@media(max-width:720px){.method-compare-grid{grid-template-columns:1fr}.curve-summary{grid-template-columns:1fr 1fr}.annual-split-chart{min-width:620px}}


/* v1.4.0 transaction cost & cash schedule */
.cash-schedule-card{background:linear-gradient(180deg,rgba(15,118,110,.05),transparent 42%)}
.cash-timeline{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin:18px 0}
.cash-step{position:relative;border:1px solid var(--line,#dce5e3);border-radius:16px;padding:16px;background:#fff;min-height:150px}
.cash-step>span{display:inline-grid;place-items:center;width:28px;height:28px;border-radius:50%;background:#0f766e;color:#fff;font-weight:800;margin-bottom:10px}
.cash-step small,.cash-step em{display:block;color:#64748b;font-style:normal}.cash-step h5{margin:6px 0;font-size:14px}.cash-step b{display:block;font-size:22px;margin:6px 0;color:#0f172a}.cash-step.danger{border-color:#ef4444;background:#fff7f7}.cash-step.danger>span{background:#dc2626}.cash-step.danger em{color:#b91c1c;font-weight:700}
.cost-breakdown{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin:14px 0}.cost-breakdown>div{border:1px solid #e2e8f0;border-radius:14px;padding:13px;background:#f8fafc}.cost-breakdown span,.cost-breakdown small{display:block;color:#64748b}.cost-breakdown b{display:block;margin:4px 0;font-size:18px}.cost-breakdown small{font-size:11px;line-height:1.4}
.cash-summary{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:8px;margin-top:12px}.cash-summary span{padding:11px;border-radius:12px;background:#ecfdf5;color:#475569;font-size:12px}.cash-summary b{display:block;color:#0f172a;margin-top:4px;font-size:15px}
@media(max-width:900px){.cash-timeline{grid-template-columns:1fr 1fr}.cost-breakdown{grid-template-columns:1fr 1fr}.cash-summary{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.cash-timeline,.cost-breakdown,.cash-summary{grid-template-columns:1fr}.cash-step{min-height:auto}}


/* v1.5.0 bank rate connector & plain-language tips */
.bank-rate-layout{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.bank-rate-guide{background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px;box-shadow:0 10px 26px rgba(20,60,50,.035)}.bank-rate-guide h3{font-size:17px;margin:8px 0}.bank-rate-guide p{font-size:12px;line-height:1.65;color:var(--muted)}.step-pill{display:inline-grid;place-items:center;width:30px;height:30px;border-radius:50%;background:var(--brand);color:#fff;font-weight:900}.plain-note{background:#f2f8f5;border-radius:10px;padding:10px 12px;font-size:10px;line-height:1.55;color:#516861;margin-top:10px}.quick-rate-label{display:block;font-size:11px;font-weight:800;margin:12px 0}.quick-rate-label span{color:var(--muted);font-weight:600}.quick-rate-label input{display:block;width:100%;margin-top:6px;padding:11px;border:1px solid var(--line);border-radius:10px;font-size:18px;font-weight:900}.rate-input-card small{display:block;margin-top:8px;color:var(--muted);font-size:9px;line-height:1.5}.easy-terms{margin-top:16px;padding:18px;border:1px solid var(--line);border-radius:18px;background:#fff}.easy-terms>b{display:block;margin-bottom:10px}.easy-terms>div{display:grid;grid-template-columns:110px 1fr;gap:12px;padding:9px 0;border-top:1px solid #edf2f0}.easy-terms strong{font-size:12px}.easy-terms span{font-size:11px;color:#65766f;line-height:1.55}.personal-tip-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.plain-tip{position:relative;background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px}.plain-tip>span{display:inline-grid;place-items:center;width:24px;height:24px;border-radius:50%;background:#edf7f3;color:var(--brand);font-size:10px;font-weight:900;margin-bottom:7px}.plain-tip>b{display:block;font-size:14px;margin-bottom:6px}.plain-tip p{margin:0;color:var(--muted);font-size:11px;line-height:1.6}.plain-tip.good{border-color:#cfe9dc;background:#fbfffd}.plain-tip.warn{border-color:#f1dfb8;background:#fffdf6}.plain-tip.bad{border-color:#efd0ca;background:#fff9f8}.section-subhead{margin:28px 0 12px}.section-subhead h3{font-size:18px;margin:0 0 4px}.section-subhead p{margin:0;color:var(--muted);font-size:11px}.official-tool-grid{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:10px}.official-tool-grid a{display:block;text-decoration:none;background:#fff;border:1px solid var(--line);border-radius:15px;padding:15px;color:var(--ink);transition:.15s ease}.official-tool-grid a:hover{transform:translateY(-2px);border-color:#9fcfc0}.official-tool-grid b,.official-tool-grid span,.official-tool-grid em{display:block}.official-tool-grid b{font-size:14px;margin-bottom:5px}.official-tool-grid span{font-size:10px;color:var(--muted);line-height:1.5;min-height:45px}.official-tool-grid em{font-size:9px;color:var(--brand);font-style:normal;margin-top:8px;font-weight:800}.bank-impact-card{background:linear-gradient(180deg,#f7fffb,#fff)}.bank-impact-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:8px;margin:10px 0}.bank-impact-grid>div{border:1px solid #e2ece8;background:#fff;border-radius:12px;padding:12px}.bank-impact-grid span,.bank-impact-grid small{display:block;color:var(--muted);font-size:9px}.bank-impact-grid b{display:block;font-size:13px;margin:4px 0}.tiny-link{font-size:9px;color:var(--brand);font-weight:900;text-decoration:none}.tiny-link:hover{text-decoration:underline}@media(max-width:980px){.bank-rate-layout{grid-template-columns:1fr}.official-tool-grid{grid-template-columns:1fr 1fr 1fr}.bank-impact-grid{grid-template-columns:1fr 1fr}}@media(max-width:640px){.personal-tip-grid{grid-template-columns:1fr}.official-tool-grid{grid-template-columns:1fr 1fr}.easy-terms>div{grid-template-columns:1fr}.bank-impact-grid{grid-template-columns:1fr}.official-tool-grid span{min-height:0}}

/* v1.6.0 bank shortlist, funding dates, saved properties */
.legend-note{font-size:10px;color:var(--muted);font-weight:600;margin-left:6px}.warn-help{color:#8a5b12;background:#fff9e8;border-radius:10px;padding:9px 11px}
.bank-compare-box{margin-top:20px;padding:20px;border:1px solid var(--line);border-radius:20px;background:#fff}.bank-quote-inputs{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin:12px 0}.bank-quote-inputs>div{border:1px solid #e3ece8;border-radius:14px;padding:12px;background:#fbfdfc}.bank-quote-inputs input[type=text]{width:100%;border:0;background:transparent;font-weight:900;font-size:14px;padding:5px 2px;margin-bottom:8px}.bank-quote-inputs label{display:block;font-size:10px;color:var(--muted)}.bank-quote-inputs label input{display:block;width:100%;margin-top:5px;border:1px solid var(--line);border-radius:9px;padding:9px;font-size:16px;font-weight:900}.bank-quote-results{margin-top:14px}.bank-quote-results>p{color:var(--muted);font-size:11px}.bank-quote-summary{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:10px}.bank-quote-summary span{padding:8px 10px;border-radius:10px;background:#f2f8f5;font-size:10px;color:#62756f}.bank-quote-summary b{color:var(--ink)}.bank-quote-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}.bank-quote-card{position:relative;border:1px solid var(--line);border-radius:14px;padding:14px;background:#fff}.bank-quote-card.best{border:2px solid var(--brand);background:#f8fffc}.bank-quote-card em{display:inline-block;font-style:normal;font-size:8px;font-weight:900;color:var(--brand);background:#e8f7f1;border-radius:999px;padding:3px 6px;margin-bottom:5px}.bank-quote-card h4{margin:3px 0;font-size:14px}.bank-quote-card>strong{display:block;font-size:24px;color:var(--brand2);margin:6px 0}.bank-quote-card dl{display:grid;grid-template-columns:1fr auto;gap:5px 8px;font-size:10px;margin:9px 0}.bank-quote-card dt{color:var(--muted)}.bank-quote-card dd{margin:0;font-weight:800}.bank-quote-card .mini-btn{width:100%}
.incoming-calendar{margin:12px 0;padding:14px;border:1px solid #dce9e4;border-radius:14px;background:#fbfefc}.incoming-calendar>b{display:block;margin-bottom:8px}.incoming-row{display:grid;grid-template-columns:1fr auto auto;gap:10px;align-items:center;border-top:1px solid #edf2f0;padding:8px 0;font-size:10px}.incoming-row strong{font-size:12px}.incoming-row em{font-style:normal;color:var(--muted);text-align:right}.incoming-row.late{color:#b91c1c}.incoming-row.late em{color:#b91c1c;font-weight:800}.incoming-calendar p{margin:7px 0 0;font-size:9px;color:var(--muted)}
.saved-property-actions{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:14px}.saved-property-list>.saved-empty,.saved-property-list>p{padding:18px;border:1px dashed var(--line);border-radius:14px;color:var(--muted);font-size:11px}.saved-property-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.saved-property-cards article{position:relative;border:1px solid var(--line);border-radius:16px;padding:16px;background:#fff}.saved-property-cards article>span{display:inline-grid;place-items:center;width:24px;height:24px;border-radius:50%;background:#edf7f3;color:var(--brand);font-size:9px;font-weight:900}.saved-property-cards h3{font-size:14px;margin:8px 0 2px}.saved-property-cards article>b{font-size:21px}.saved-property-cards dl{display:grid;grid-template-columns:1fr auto;gap:6px 10px;font-size:10px;margin:12px 0}.saved-property-cards dt{color:var(--muted)}.saved-property-cards dd{margin:0;text-align:right;font-weight:800}.remove-property{border:0;background:#f5f7f6;color:#64748b;border-radius:8px;padding:6px 9px;font-size:9px;cursor:pointer}.saved-table{margin-top:14px}.saved-table table{min-width:680px}
@media(max-width:900px){.bank-quote-inputs,.bank-quote-cards,.saved-property-cards{grid-template-columns:1fr}.incoming-row{grid-template-columns:1fr auto}.incoming-row em{grid-column:1/-1;text-align:left}}

/* v1.7.0 official apartment transaction comparison */
.realprice-layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.15fr);gap:18px;align-items:start}.realprice-query,.realprice-results{background:#fff;border:1px solid var(--line);border-radius:20px;padding:20px;box-shadow:0 10px 28px rgba(20,60,50,.035)}.api-status{display:flex;align-items:center;gap:12px;padding:12px 14px;border-radius:14px;margin-bottom:14px;background:#f5f7f6;border:1px solid #e4ebe8}.api-status:before{content:'';width:10px;height:10px;border-radius:50%;background:#94a3b8;flex:0 0 auto}.api-status b,.api-status span{display:block}.api-status b{font-size:12px}.api-status span{font-size:9px;color:var(--muted);margin-top:2px}.api-status.ok{background:#f0fdf6;border-color:#cfe9dc}.api-status.ok:before{background:#16a34a}.api-status.warn{background:#fffaf0;border-color:#f1dfb8}.api-status.warn:before{background:#d97706}.api-status.bad{background:#fff7f7;border-color:#efd0ca}.api-status.bad:before{background:#dc2626}.realprice-fields{display:grid;grid-template-columns:1fr 1fr;gap:12px}.realprice-fields label{font-size:11px;font-weight:800;color:var(--ink)}.realprice-fields label>span{font-size:9px;font-weight:600;color:var(--muted)}.realprice-fields input,.realprice-fields select{display:block;width:100%;margin-top:6px;padding:11px;border:1px solid var(--line);border-radius:10px;background:#fff;font-size:13px}.realprice-fields small{display:block;margin-top:5px;font-size:8px;line-height:1.45;color:var(--muted);font-weight:500}.realprice-actions{display:flex;gap:8px;flex-wrap:wrap;align-items:center;margin-top:14px}.text-link{font-size:9px;font-weight:800;color:var(--brand);text-decoration:none}.text-link:hover{text-decoration:underline}.realprice-help{margin:14px 0 0;padding:12px 13px;border-radius:12px;background:#f7faf9;color:var(--muted);font-size:9px;line-height:1.6}.realprice-help b{color:var(--ink)}.realprice-empty{min-height:310px;display:grid;place-content:center;text-align:center;border:1px dashed var(--line);border-radius:15px;padding:30px}.realprice-empty b{font-size:15px;margin-bottom:6px}.realprice-empty span{font-size:10px;color:var(--muted);line-height:1.55;max-width:420px}.realprice-loading{min-height:260px;display:grid;place-content:center;text-align:center;color:var(--muted);font-size:11px}.realprice-loading:before{content:'';width:28px;height:28px;border:3px solid #dce8e4;border-top-color:var(--brand);border-radius:50%;margin:0 auto 12px;animation:rpSpin .85s linear infinite}@keyframes rpSpin{to{transform:rotate(360deg)}}.realprice-summary{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:8px;margin-bottom:12px}.realprice-summary>div{border:1px solid #e2ece8;border-radius:12px;padding:11px;background:#fbfefc}.realprice-summary span,.realprice-summary small{display:block;font-size:8px;color:var(--muted)}.realprice-summary b{display:block;font-size:15px;margin:3px 0;color:var(--ink)}.price-gap-card{padding:14px;border-radius:14px;margin:10px 0 14px;background:#f5f7f6;border:1px solid var(--line)}.price-gap-card.good{background:#f0fdf6;border-color:#cfe9dc}.price-gap-card.warn{background:#fffaf0;border-color:#f1dfb8}.price-gap-card.bad{background:#fff7f7;border-color:#efd0ca}.price-gap-card b{display:block;font-size:15px;margin-bottom:5px}.price-gap-card p{margin:0;font-size:10px;line-height:1.55;color:var(--muted)}.price-gap-card strong{color:var(--ink)}.realprice-chart{display:flex;align-items:flex-end;gap:6px;height:120px;padding:12px 4px 0;border-bottom:1px solid #dfe8e5;margin:6px 0 12px;overflow:hidden}.realprice-bar{flex:1;min-width:16px;max-width:32px;position:relative;background:linear-gradient(180deg,#5aa897,#0f766e);border-radius:5px 5px 0 0}.realprice-bar span{position:absolute;left:50%;transform:translateX(-50%);bottom:calc(100% + 3px);font-size:7px;white-space:nowrap;color:#52665f}.realprice-bar em{position:absolute;left:50%;transform:translateX(-50%);top:calc(100% + 3px);font-size:7px;font-style:normal;color:#7b8a84;white-space:nowrap}.realprice-table{margin-top:16px}.realprice-table table{min-width:650px}.realprice-table td,.realprice-table th{font-size:9px}.realprice-tag{display:inline-block;border-radius:999px;padding:3px 6px;background:#eef7f4;color:var(--brand);font-size:8px;font-weight:800}.realprice-source{font-size:8px;color:var(--muted);line-height:1.55;margin-top:10px}.realprice-notice{margin-top:16px}.api-setup-box{padding:15px;border:1px dashed #e2c47e;border-radius:14px;background:#fffaf0}.api-setup-box b{display:block;margin-bottom:5px}.api-setup-box p{font-size:10px;color:#765b28;line-height:1.6;margin:0 0 9px}.api-setup-box code{font-family:ui-monospace,SFMono-Regular,Menlo,monospace;font-size:9px;background:#fff;padding:2px 4px;border-radius:4px}.api-error{padding:15px;border:1px solid #efd0ca;background:#fff7f7;border-radius:14px;color:#8c3c32;font-size:10px;line-height:1.6}.realprice-meta{display:flex;justify-content:space-between;gap:8px;flex-wrap:wrap;margin-bottom:10px}.realprice-meta h3{font-size:16px;margin:0}.realprice-meta span{font-size:9px;color:var(--muted)}
@media(max-width:900px){.realprice-layout{grid-template-columns:1fr}.realprice-summary{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.realprice-fields{grid-template-columns:1fr}.realprice-summary{grid-template-columns:1fr 1fr}.realprice-query,.realprice-results{padding:15px}}

/* v1.8.0 easy region selector + simple real-price verdict */
.region-selector-status{display:flex;align-items:center;gap:10px;margin:0 0 12px;padding:10px 12px;border:1px solid #dfe9e5;border-radius:12px;background:#f8fbfa}.region-selector-status:before{content:'';width:9px;height:9px;border-radius:50%;background:#94a3b8;flex:0 0 auto}.region-selector-status b,.region-selector-status span{display:block}.region-selector-status b{font-size:11px}.region-selector-status span{font-size:8px;color:var(--muted);margin-top:2px}.region-selector-status.ok{background:#f0fdf6;border-color:#cfe9dc}.region-selector-status.ok:before{background:#16a34a}.region-selector-status.warn{background:#fffaf0;border-color:#f1dfb8}.region-selector-status.warn:before{background:#d97706}.region-select-fields select:disabled{background:#f3f5f4;color:#98a5a0}.manual-region-box{margin-top:12px;border:1px dashed #d7e2de;border-radius:12px;background:#fbfdfc;padding:10px 12px}.manual-region-box summary{cursor:pointer;font-size:10px;font-weight:900;color:#52665f}.manual-region-box label{display:block;margin-top:10px;font-size:10px;font-weight:800}.manual-region-box input{display:block;width:100%;margin:5px 0;padding:10px;border:1px solid var(--line);border-radius:9px;background:#fff}.manual-region-box small{display:block;font-size:8px;color:var(--muted);margin-bottom:7px}.realprice-confidence{display:flex;gap:8px;align-items:center;margin-top:10px;padding:8px 10px;border-radius:10px;background:rgba(255,255,255,.65);font-size:9px}.realprice-confidence strong{font-size:10px}.realprice-confidence span{color:var(--muted)}.realprice-confidence.good strong{color:#087a55}.realprice-confidence.warn strong{color:#a16207}.realprice-confidence.bad strong{color:#b42318}.agent-question{margin-top:10px;padding-top:10px;border-top:1px solid rgba(15,118,110,.12)}.agent-question span{display:block;font-size:8px;font-weight:800;color:var(--muted);margin-bottom:4px}.agent-question b{font-size:10px;line-height:1.55;color:var(--ink)}
@media(max-width:620px){.realprice-confidence{align-items:flex-start;flex-direction:column}.manual-region-box{padding:10px}}

/* v1.9.0 scan-first readable UI */
.hero-copy{max-width:620px;margin-bottom:14px}.hero-copy strong{color:var(--ink)}
.hero-scan-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;max-width:700px;margin:14px 0 24px}.hero-scan-list span{padding:11px 13px;border:1px solid #dce9e4;border-radius:12px;background:rgba(255,255,255,.8);font-size:13px;font-weight:800;color:#38504a}
.scan-points{display:flex;gap:8px;flex-wrap:wrap;margin-top:10px}.scan-points span{display:inline-flex;align-items:center;min-height:30px;padding:5px 10px;border-radius:999px;background:#edf7f3;color:#365f56;font-size:11px;font-weight:800}.section-head .scan-points{margin-top:12px}
.quick-help{display:grid;grid-template-columns:auto 1fr;gap:2px 10px;align-items:start;margin:10px 0 0;padding:10px 12px;border:1px solid #e0ebe7;border-radius:12px;background:#f8fbfa;font-size:11px}.quick-help b{color:var(--brand2)}.quick-help span{font-weight:700;color:#43534e}.quick-help small{grid-column:2;color:var(--muted);line-height:1.45}.quick-help.warning{background:#fffaf0;border-color:#f0dfbb}.quick-help.warning b{color:#9a5b00}
.answer-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:9px;margin:14px 0}.answer-grid article{min-width:0;padding:13px;border:1px solid var(--line);border-radius:14px;background:#fff}.answer-grid article.next{background:#f2fbf7;border-color:#cfe8de}.answer-grid span,.answer-grid small{display:block;color:var(--muted);font-size:9px}.answer-grid b{display:block;margin:5px 0 3px;font-size:15px;line-height:1.25}.simple-result-hero{display:grid;grid-template-columns:1.35fr .75fr;gap:14px;align-items:end}.verdict-chips{display:flex;gap:6px;flex-wrap:wrap;margin-top:10px}.verdict-chips span{padding:5px 8px;border-radius:999px;background:#fff;border:1px solid #d9e8e2;font-size:9px;font-weight:800;color:#4d625b}
.simple-recommend{display:flex;align-items:center;justify-content:space-between;gap:14px;margin:13px 0 18px;padding:14px 16px;border:1px solid #cfe7de;background:#f2fbf7;border-radius:15px}.simple-recommend small{display:block;color:var(--muted);font-size:9px}.simple-recommend h3{margin:1px 0 3px;font-size:18px}.simple-recommend p{margin:0;color:#536760;font-size:10px}.badge-row.compact{margin-top:10px}
.section-label-simple{display:flex;justify-content:space-between;gap:8px;align-items:end;margin:18px 0 10px}.section-label-simple b{font-size:15px}.section-label-simple span{font-size:9px;color:var(--muted)}
.essential-dashboard{margin-top:0}.simple-meter{height:13px;border-radius:999px;background:linear-gradient(90deg,#dff5ec 0 50%,#fff0c9 50% 75%,#f8dada 75% 100%);overflow:hidden;position:relative}.simple-meter span{display:block;height:100%;background:rgba(15,118,110,.68);border-radius:inherit}.meter-labels{display:flex;justify-content:space-between;gap:6px;margin-top:5px;color:var(--muted);font-size:8px}.big-number{font-size:28px;font-weight:900;margin-top:12px;color:var(--ink)}
.analysis-details{margin-top:16px;border:1px solid #dbe8e3;border-radius:16px;background:#fbfdfc;overflow:hidden}.analysis-details>summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;gap:14px;align-items:center;padding:15px 16px}.analysis-details>summary::-webkit-details-marker{display:none}.analysis-details>summary b,.analysis-details>summary span{display:block}.analysis-details>summary b{font-size:14px}.analysis-details>summary span{font-size:9px;color:var(--muted);margin-top:2px}.analysis-details>summary strong{font-size:9px;color:var(--brand);border:1px solid #cfe7de;background:#fff;padding:5px 8px;border-radius:999px}.analysis-details[open]>summary{border-bottom:1px solid #e3ece9;background:#f5fbf8}.analysis-details[open]>summary strong{font-size:0}.analysis-details[open]>summary strong:after{content:'접기';font-size:9px}.analysis-dashboard{padding:14px;margin:0}
.next-action-box{margin-top:18px;padding:14px;border:1px solid var(--line);border-radius:16px;background:#fff}.next-action-box .section-label-simple{margin:0 0 10px}.next-action-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}.next-action-grid article{display:grid;grid-template-columns:26px 1fr;column-gap:8px;align-items:start;padding:11px;border-radius:12px;background:#f7faf9}.next-action-grid article>span{grid-row:1/3;display:grid;place-items:center;width:26px;height:26px;border-radius:9px;background:var(--brand);color:#fff;font-size:10px;font-weight:900}.next-action-grid b{font-size:11px}.next-action-grid small{font-size:8px;color:var(--muted);line-height:1.45}.result-disclaimer{margin-top:12px;font-size:9px;color:var(--muted)}.result-disclaimer summary{cursor:pointer;font-weight:800;color:#5e706a}.result-disclaimer p{margin:7px 0 0;line-height:1.6}
.loan-scan{display:grid;grid-template-columns:repeat(3,1fr);gap:7px;margin:11px 0}.loan-scan>div{padding:9px;border-radius:10px;background:#f7faf9}.loan-scan span,.loan-scan b{display:block}.loan-scan span{font-size:8px;color:var(--muted)}.loan-scan b{font-size:12px;margin-top:2px}.card-details{margin-top:10px;border-top:1px solid #edf2f0;padding-top:8px}.card-details summary{cursor:pointer;font-size:9px;font-weight:800;color:var(--brand)}.card-details ul{margin:8px 0 0;padding-left:16px;font-size:9px;color:#596b65}.card-details p{margin-top:7px}
.tip-bullets{margin:9px 0 0;padding-left:16px;color:#596b65;font-size:10px;line-height:1.55}.tip-bullets li+li{margin-top:4px}
.read-rule-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:16px}.read-rule-grid article{padding:13px;border:1px solid #dfe9e5;border-radius:13px;background:#fff}.read-rule-grid b,.read-rule-grid span{display:block}.read-rule-grid b{font-size:11px}.read-rule-grid span{margin-top:4px;color:var(--muted);font-size:9px}
.policy-easy-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin:18px 0}.policy-easy-grid article{padding:14px;border:1px solid var(--line);border-radius:14px;background:#fff}.policy-easy-grid span,.policy-easy-grid b,.policy-easy-grid small{display:block}.policy-easy-grid span{width:max-content;padding:3px 7px;border-radius:999px;background:#edf7f3;color:var(--brand);font-size:8px;font-weight:900}.policy-easy-grid b{font-size:14px;margin:7px 0 4px}.policy-easy-grid small{font-size:9px;color:var(--muted);line-height:1.45}
.policy-details{margin-top:10px;border:1px solid var(--line);border-radius:14px;background:#fff;overflow:hidden}.policy-details>summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:12px;padding:13px 14px}.policy-details>summary::-webkit-details-marker{display:none}.policy-details>summary b{font-size:11px}.policy-details>summary span{font-size:8px;color:var(--muted)}.policy-details[open]>summary{background:#f7faf9;border-bottom:1px solid var(--line)}.policy-details .table-wrap,.policy-details .source-grid{margin:0;padding:12px}.source-details .source-grid{display:grid}.compact-notice{display:flex;gap:8px;align-items:flex-start}.compact-notice b{flex:0 0 auto}.compact-notice span{display:block}
.realprice-source{margin-top:10px;padding-top:8px;border-top:1px solid #edf2f0}.price-gap-card>p{font-size:11px;font-weight:700;color:#40544d}.realprice-confidence{margin-top:8px}
@media(max-width:1180px){.answer-grid{grid-template-columns:1fr 1fr}.policy-easy-grid{grid-template-columns:1fr 1fr}}
@media(max-width:720px){.hero-scan-list,.answer-grid,.next-action-grid,.read-rule-grid,.policy-easy-grid{grid-template-columns:1fr}.simple-result-hero{grid-template-columns:1fr}.simple-recommend{align-items:flex-start;flex-direction:column}.quick-help{grid-template-columns:1fr}.quick-help small{grid-column:1}.loan-scan{grid-template-columns:1fr 1fr}.section-label-simple{align-items:flex-start;flex-direction:column}.analysis-dashboard{padding:9px}.policy-details>summary{align-items:flex-start;flex-direction:column}}
.notice-points span,.notice-points small{display:block}.notice-points span{font-weight:800}.notice-points small{margin-top:2px;color:var(--muted)}
.mini-details{margin-top:10px;padding-top:8px;border-top:1px solid #edf2f0}.mini-details summary{cursor:pointer;font-size:9px;font-weight:800;color:var(--brand)}.mini-details p{margin:7px 0 0;font-size:8px;color:var(--muted);line-height:1.55}

/* v2.0.0 guided wizard + glanceable result */
.wizard-head{margin:-2px -2px 16px;padding:14px;border:1px solid #dfeae6;border-radius:16px;background:linear-gradient(180deg,#fbfefd,#f5faf8)}
.wizard-progress{height:6px;border-radius:999px;background:#e5efeb;overflow:hidden;margin-bottom:12px}
.wizard-progress span{display:block;height:100%;width:25%;background:linear-gradient(90deg,var(--brand),#34a67e);border-radius:inherit;transition:width .25s ease}
.wizard-tabs{display:grid;grid-template-columns:repeat(4,1fr);gap:7px}
.wizard-tab{appearance:none;border:1px solid #dfe8e5;background:#fff;border-radius:12px;padding:8px 7px;display:flex;align-items:center;justify-content:center;gap:6px;font:inherit;font-size:10px;font-weight:900;color:#60726c;cursor:pointer}
.wizard-tab i{display:grid;place-items:center;width:20px;height:20px;border-radius:50%;background:#edf3f1;color:#61736d;font-style:normal;font-size:9px}
.wizard-tab.active{border-color:#9fd1be;background:#effaf5;color:var(--brand2)}
.wizard-tab.active i,.wizard-tab.done i{background:var(--brand);color:#fff}
.wizard-tab.done{border-color:#cfe5dc}.wizard-tab:disabled{cursor:not-allowed;opacity:.55}
.wizard-step-copy{margin-top:12px}.wizard-step-copy b,.wizard-step-copy span{display:block}.wizard-step-copy b{font-size:14px}.wizard-step-copy span{margin-top:3px;color:var(--muted);font-size:10px}
.wizard-live-summary{display:grid;grid-template-columns:repeat(3,1fr);gap:6px;margin-top:11px}.wizard-live-summary span{padding:8px 9px;border-radius:10px;background:#fff;border:1px solid #e4ece9;font-size:8px;color:var(--muted)}.wizard-live-summary b{display:block;margin-top:2px;font-size:10px;color:var(--ink)}
.form-panel.wizard-enabled [data-wizard-step]{display:none}.form-panel.wizard-enabled [data-wizard-step].wizard-current{display:block}
.wizard-nav{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-top:14px;padding-top:12px;border-top:1px solid #edf2f0}.wizard-nav span{font-size:9px;font-weight:800;color:var(--muted)}
.wizard-submit-actions{display:none}.wizard-submit-actions.active{display:block}.wizard-submit-actions .wide{margin-bottom:8px}
.form-tools{border:1px solid #e4ece9;border-radius:11px;background:#fafcfb}.form-tools summary{cursor:pointer;padding:9px 11px;font-size:9px;font-weight:800;color:#5c6f68}.form-tools div{display:flex;gap:6px;flex-wrap:wrap;padding:0 8px 8px}
.wizard-complete{text-align:center;padding:26px 14px 16px}.wizard-complete .wizard-check{display:grid;place-items:center;width:48px;height:48px;margin:0 auto 10px;border-radius:50%;background:#e9f8f1;color:var(--good);font-size:24px;font-weight:900}.wizard-complete b{display:block;font-size:18px}.wizard-complete p{max-width:360px;margin:6px auto 13px;color:var(--muted);font-size:10px;line-height:1.6}
.readiness-board{margin:14px 0 16px;padding:13px;border:1px solid #dfe9e5;border-radius:16px;background:#fbfdfc}.readiness-head{display:flex;justify-content:space-between;gap:10px;align-items:center;margin-bottom:10px}.readiness-head b{font-size:13px}.readiness-head span{font-size:9px;color:var(--muted)}
.readiness-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:7px}.readiness-item{padding:10px;border:1px solid #e3ebe8;border-radius:12px;background:#fff}.readiness-item span,.readiness-item b,.readiness-item small{display:block}.readiness-item span{font-size:8px;color:var(--muted)}.readiness-item b{margin:3px 0;font-size:11px}.readiness-item small{font-size:8px;color:#6b7b75;line-height:1.4}.readiness-item:before{content:'';display:block;width:8px;height:8px;margin-bottom:6px;border-radius:50%;background:#94a39e}.readiness-item.good:before{background:#16a34a}.readiness-item.warn:before{background:#d97706}.readiness-item.bad:before{background:#dc2626}
.action-checklist{margin-top:14px;padding:14px;border:1px solid var(--line);border-radius:16px;background:#fff}.action-checklist-head{display:flex;justify-content:space-between;gap:10px;align-items:end;margin-bottom:9px}.action-checklist-head b{font-size:13px}.action-checklist-head span{font-size:8px;color:var(--muted)}.action-checklist-grid{display:grid;grid-template-columns:1fr 1fr;gap:7px}.action-check{display:flex;align-items:flex-start;gap:8px;padding:9px 10px;border-radius:10px;background:#f7faf9;font-size:9px;line-height:1.45;cursor:pointer}.action-check input{margin-top:2px;accent-color:var(--brand)}.action-check strong{display:block;font-size:10px}.action-check small{display:block;color:var(--muted);margin-top:1px}
@media(max-width:720px){.wizard-tabs{gap:4px}.wizard-tab{padding:7px 4px;font-size:8px;flex-direction:column;gap:3px}.wizard-live-summary{grid-template-columns:1fr 1fr 1fr}.readiness-grid,.action-checklist-grid{grid-template-columns:1fr 1fr}.wizard-nav .btn{min-width:86px}}
@media(max-width:480px){.wizard-live-summary{grid-template-columns:1fr}.readiness-grid,.action-checklist-grid{grid-template-columns:1fr}}

/* v2.1.0 관심 매물 승부표 */
.saved-compare-guide{display:flex;justify-content:space-between;gap:18px;align-items:center;padding:14px 16px;margin:-8px 0 16px;border:1px solid var(--line);border-radius:14px;background:#fbfdfc}.saved-compare-guide b,.saved-compare-guide span{display:block}.saved-compare-guide b{font-size:13px}.saved-compare-guide span,.saved-compare-guide small{color:var(--muted);font-size:11px}.property-winner{display:flex;align-items:center;justify-content:space-between;gap:18px;border:2px solid var(--brand);border-radius:20px;padding:18px 20px;background:linear-gradient(135deg,#f1fbf7,#fff);margin-bottom:14px}.property-winner span{display:inline-flex;font-size:10px;font-weight:900;color:var(--brand);background:#dff5ec;border-radius:999px;padding:4px 8px}.property-winner h3{margin:6px 0 2px;font-size:21px}.property-winner p{margin:0;color:var(--muted);font-size:12px}.winner-score{width:84px;height:84px;border-radius:50%;display:grid;place-items:center;align-content:center;background:#fff;border:8px solid #dff5ec;flex:0 0 auto}.winner-score strong{font-size:26px;line-height:1}.winner-score small{font-size:9px;color:var(--muted);margin-top:2px}.property-winner.warn{border-color:#e9cc8f;background:#fffaf0}.property-winner.bad{border-color:#e6b4b4;background:#fff6f6}.property-score-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.property-score-card{border:1px solid var(--line);border-radius:18px;background:#fff;padding:15px;min-width:0}.property-score-card.winner{border:2px solid var(--brand);box-shadow:var(--shadow)}.property-score-head{display:grid;grid-template-columns:auto 1fr auto;gap:9px;align-items:center}.property-score-head>span{display:grid;place-items:center;min-width:31px;height:25px;border-radius:999px;background:#eef7f4;color:var(--brand);font-size:10px;font-weight:900}.property-score-head h3{margin:0;font-size:14px;line-height:1.25}.property-score-head small{display:block;color:var(--muted);font-size:9px;margin-top:2px}.score-circle{display:grid;place-items:center;width:44px;height:44px;border-radius:50%;font-size:14px;background:#edf7f3;color:var(--good)}.score-circle.warn{background:#fff2d9;color:var(--warn)}.score-circle.bad{background:#fdeaea;color:var(--bad)}.metric-list{display:grid;gap:8px;margin:14px 0}.metric-list>div{display:grid;grid-template-columns:100px minmax(0,1fr) auto;gap:7px;align-items:center;font-size:10px}.metric-list>div>span:first-child{color:#566761}.metric-list em{font-style:normal;color:var(--muted);font-size:9px;white-space:nowrap}.mini-score{position:relative;height:20px;border-radius:999px;background:#eef3f1;overflow:hidden;display:flex;align-items:center;justify-content:flex-end;padding-right:6px;min-width:78px}.mini-score i{position:absolute;left:0;top:0;bottom:0;background:#bfe7d9}.mini-score b{position:relative;z-index:1;font-size:9px}.mini-score.warn i{background:#f2d9a7}.mini-score.bad i{background:#edbcbc}.score-missing{display:inline-flex;align-items:center;justify-content:center;height:20px;border-radius:999px;background:#f3f5f4;color:#89958f;font-size:9px;padding:0 8px}.property-score-facts{display:flex;gap:6px;flex-wrap:wrap;padding-top:10px;border-top:1px solid #edf2f0}.property-score-facts span{font-size:9px;border-radius:999px;background:#f4f7f6;color:#5e6e69;padding:4px 7px}.property-card-actions{display:flex;gap:7px;margin-top:12px}.property-card-actions .mini-btn,.property-card-actions .remove-property{flex:1}.property-data-note{font-size:9px;color:#87958f;margin:9px 0 0;line-height:1.45}.compact-compare{margin-top:14px}.compact-compare table{min-width:820px}.compact-compare .best-row td{background:#f4fbf8}.comparison-rule{margin-top:12px}.comparison-rule p{font-size:11px;color:var(--muted)}
@media(max-width:900px){.property-score-grid{grid-template-columns:1fr}.saved-compare-guide{align-items:flex-start;flex-direction:column}.property-winner{align-items:flex-start}.metric-list>div{grid-template-columns:110px minmax(0,1fr) auto}}
@media(max-width:520px){.property-winner{padding:15px}.winner-score{width:68px;height:68px;border-width:6px}.winner-score strong{font-size:22px}.property-score-head{grid-template-columns:auto 1fr auto}.metric-list>div{grid-template-columns:88px minmax(0,1fr);}.metric-list em{grid-column:2;text-align:right;margin-top:-4px}.property-card-actions{flex-direction:column}}


/* v2.2.0 관심매물 실거래 일괄 갱신 + 시장 흐름 */
.saved-refresh-status{display:flex;gap:8px;align-items:center;flex-wrap:wrap;margin:-4px 0 14px;padding:10px 12px;border-radius:12px;background:#f3f7f5;color:#53655e;font-size:10px}.saved-refresh-status b{font-size:11px}.saved-refresh-status.ok{background:#eaf8f2;color:#256b54}.saved-refresh-status.warn{background:#fff5df;color:#8d6519}.saved-refresh-status.checking{background:#eef4fb;color:#48657f}.market-badge-row,.winner-market{display:flex;gap:6px;flex-wrap:wrap;margin-top:10px}.market-badge{display:inline-flex;align-items:center;min-height:22px;padding:4px 8px;border-radius:999px;font-size:9px;font-weight:900;background:#f2f5f4;color:#6d7a75}.market-badge.up{background:#fff0e8;color:#b65f2d}.market-badge.down{background:#eaf3ff;color:#3b6f9c}.market-badge.flat{background:#edf7f3;color:#33745e}.market-badge.floor{background:#f4efff;color:#69549b}.market-badge.muted{font-weight:700}.saved-detail-table{margin-top:14px}.saved-detail-table summary{font-weight:800}.realprice-pulse{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px;margin:14px 0}.realprice-pulse article{padding:13px;border:1px solid var(--line);border-radius:14px;background:#fff}.realprice-pulse span,.realprice-pulse small{display:block;color:var(--muted);font-size:9px}.realprice-pulse b{display:block;font-size:15px;margin:4px 0}.realprice-pulse article.up{border-color:#efc7af;background:#fff9f5}.realprice-pulse article.down{border-color:#bfd8ef;background:#f7fbff}.realprice-pulse article.flat{border-color:#c5dfd5;background:#f7fcfa}
@media(max-width:900px){.realprice-pulse{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:520px){.realprice-pulse{grid-template-columns:1fr}.saved-property-actions .btn{flex:1 1 100%}}


/* v2.3.0 개인 안전집값 · 가격협상 · 생활비 스트레스 */
.personal-budget-board{margin:18px 0;padding:18px;border:1px solid var(--line,#e5e7eb);border-radius:20px;background:linear-gradient(180deg,#fff,#fbfcff)}
.personal-budget-head{display:flex;align-items:flex-end;justify-content:space-between;gap:12px;margin-bottom:14px}.personal-budget-head small{display:block;color:#667085;font-weight:700;margin-bottom:4px}.personal-budget-head h3{margin:0;font-size:1.22rem}.personal-budget-head>span{font-size:.86rem;background:#eef4ff;border-radius:999px;padding:7px 10px;font-weight:800;color:#345}
.personal-budget-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.budget-main{padding:15px;border-radius:16px;background:#f7f8fa;border:1px solid #e6e8ec}.budget-main>span{display:block;font-size:.82rem;font-weight:800;color:#667085;margin-bottom:7px}.budget-main>b{display:block;font-size:1.18rem;line-height:1.25;margin-bottom:5px}.budget-main>small{display:block;line-height:1.45;color:#667085}.budget-main.good{background:#f3fbf7;border-color:#cdebd9}.budget-main.warn{background:#fff9ed;border-color:#f5db9b}.budget-main.bad{background:#fff4f4;border-color:#efcaca}
.stress-details{margin-top:12px;border-top:1px dashed #d7dbe2;padding-top:10px}.stress-details summary{cursor:pointer;display:flex;justify-content:space-between;gap:10px;align-items:center}.stress-details summary span{font-size:.82rem;color:#667085}.stress-mini-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:8px;margin-top:12px}.stress-mini{padding:11px;border-radius:13px;background:#f7f8fa;border:1px solid #e6e8ec}.stress-mini span,.stress-mini small{display:block}.stress-mini span{font-size:.78rem;font-weight:800;color:#667085}.stress-mini b{display:block;margin:5px 0}.stress-mini small{font-size:.76rem;line-height:1.35;color:#667085}.stress-mini.good{background:#f3fbf7}.stress-mini.warn{background:#fff9ed}.stress-mini.bad{background:#fff4f4}
@media(max-width:760px){.personal-budget-grid{grid-template-columns:1fr}.stress-mini-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.personal-budget-head{align-items:flex-start;flex-direction:column}.stress-details summary{align-items:flex-start;flex-direction:column}}

/* v2.4.0 clarity improvements */
.field-help{display:block;margin-top:6px;font-size:12px;line-height:1.45;color:#64748b;font-weight:500}
.regulation-auto-status{margin-top:12px;padding:13px 14px;border-radius:14px;border:1px solid #cbd5e1;background:#f8fafc;display:grid;gap:3px}
.regulation-auto-status b{font-size:14px;color:#0f172a}
.regulation-auto-status span{font-size:13px;line-height:1.45;color:#334155}
.regulation-auto-status small{font-size:11px;color:#64748b}
.regulation-auto-status.good{background:#f0fdf4;border-color:#bbf7d0}
.regulation-auto-status.warn{background:#fff7ed;border-color:#fed7aa}
input[readonly]{background:#f8fafc;color:#334155}
@media (max-width:720px){.regulation-auto-status{padding:12px}.field-help{font-size:11px}}


/* v2.5.0 result loan choices + simpler conditional inputs */
.loan-choice-panel{margin:18px 0;padding:18px;border:1px solid var(--line,#dfe7e4);border-radius:20px;background:linear-gradient(180deg,#f8fcfa,#fff)}
.loan-choice-title{display:flex;justify-content:space-between;gap:16px;align-items:flex-start;margin-bottom:14px}
.loan-choice-title small{display:block;color:var(--brand);font-size:10px;font-weight:900;margin-bottom:4px}
.loan-choice-title h3{margin:0 0 5px;font-size:20px}
.loan-choice-title p{margin:0;max-width:650px;color:var(--muted);font-size:11px;line-height:1.55}
.loan-choice-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.result-loan-option{border:1px solid #dfe8e4;border-radius:16px;padding:14px;background:#fff;position:relative}
.result-loan-option.selected{border:2px solid var(--brand);box-shadow:0 10px 28px rgba(15,118,110,.08);background:#f8fffc}
.result-loan-option.disabled{background:#fafbfb;opacity:.78}
.result-loan-head{display:flex;justify-content:space-between;gap:10px;align-items:flex-start}
.result-loan-head h4{margin:6px 0 0;font-size:15px}
.result-loan-head em{font-style:normal;font-size:9px;font-weight:900;color:#fff;background:var(--brand);padding:5px 7px;border-radius:999px}
.loan-choice-status{display:inline-flex;padding:4px 7px;border-radius:999px;font-size:9px;font-weight:900}
.loan-choice-status.yes{background:#e7f7ef;color:#277158}
.loan-choice-status.maybe{background:#fff3d8;color:#906719}
.loan-choice-status.no{background:#f5eaea;color:#9d5757}
.result-loan-numbers{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:6px;margin:12px 0}
.result-loan-numbers>div{padding:9px;border-radius:10px;background:#f6f9f8;min-width:0}
.result-loan-numbers span,.result-loan-numbers b{display:block}
.result-loan-numbers span{font-size:8px;color:var(--muted);margin-bottom:3px}
.result-loan-numbers b{font-size:11px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.loan-choice-note{margin:0;font-size:10px;line-height:1.5;color:#596963}
.loan-rate-caution{display:block;margin-top:7px;color:#7f641f;font-size:9px}
.loan-choice-reasons{margin:8px 0 0;padding-left:17px;color:#7a5a5a;font-size:9px;line-height:1.5}
.loan-choice-check{display:flex;gap:8px;justify-content:space-between;align-items:center;margin-top:10px;padding:8px 9px;border-radius:9px;background:#f8faf9;font-size:9px}
.loan-choice-check span{color:var(--muted)}.loan-choice-check b{text-align:right}
.loan-choice-actions{display:flex;gap:8px;align-items:center;margin-top:10px}
.loan-choice-actions .mini-btn{flex:1}
.loan-choice-actions .mini-btn:disabled{cursor:not-allowed;opacity:.5}
.loan-choice-guide{display:flex;gap:8px;flex-wrap:wrap;margin-top:12px;padding:11px 12px;border-radius:12px;background:#f3f8f6;font-size:9px;color:#5b6d66}
.loan-choice-guide b{width:100%;font-size:10px;color:#2f423b}.loan-choice-guide span{padding:4px 7px;background:#fff;border-radius:999px}
.loan-choice-next{display:flex;justify-content:space-between;gap:10px;margin-top:10px;padding:10px 12px;border:1px dashed #b9d7cc;border-radius:12px;background:#fbfffd;font-size:10px}
.loan-choice-next span{color:#52665f;text-align:right}
@media(max-width:900px){.loan-choice-grid{grid-template-columns:1fr}.result-loan-numbers{grid-template-columns:1fr 1fr}.loan-choice-title{flex-direction:column}.auto-loan-btn{width:100%}}
@media(max-width:520px){.result-loan-numbers{grid-template-columns:1fr 1fr}.loan-choice-next{flex-direction:column}.loan-choice-next span{text-align:left}.loan-choice-guide span{width:100%}}

.loan-prep-details{margin-top:10px;border-top:1px dashed #cadbd4;padding-top:10px}
.loan-prep-details summary{cursor:pointer;font-size:10px;font-weight:900;color:#31483f}
.loan-prep-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:7px;margin-top:10px}
.loan-prep-grid span{padding:9px;border-radius:10px;background:#f7faf9;color:#65746f;font-size:9px;line-height:1.45}
.loan-prep-grid b{display:block;color:#2e423b;font-size:10px;margin-bottom:2px}
.loan-prep-details>small{display:block;margin-top:8px;color:var(--muted);font-size:9px;line-height:1.45}
@media(max-width:760px){.loan-prep-grid{grid-template-columns:1fr 1fr}}
@media(max-width:480px){.loan-prep-grid{grid-template-columns:1fr}}


/* v2.6.0 혜택 · 생활 · 상환 통합 */
.benefit-finder,.life-board,.repayment-journey{margin:18px 0;padding:20px;border:1px solid #dbe7e5;border-radius:20px;background:#fff;box-shadow:0 8px 28px rgba(15,118,110,.06)}
.benefit-head,.life-head,.journey-head{display:flex;align-items:flex-start;justify-content:space-between;gap:16px;margin-bottom:14px}.benefit-head small,.life-head small,.journey-head small{display:block;color:#0f766e;font-weight:800;margin-bottom:4px}.benefit-head h3,.life-head h3,.journey-head h3{margin:0;font-size:1.15rem}.benefit-head em{font-style:normal;font-size:.82rem;font-weight:800;color:#0f766e;background:#ecfdf5;border-radius:999px;padding:7px 10px}
.benefit-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.benefit-card{display:flex;gap:12px;padding:15px;border-radius:16px;background:#f8fbfb;border:1px solid #e6efee}.benefit-card>span{flex:0 0 auto;display:grid;place-items:center;width:42px;height:42px;border-radius:13px;background:#0f766e;color:#fff;font-weight:900;font-size:.78rem}.benefit-card small{display:block;color:#64748b;font-weight:800}.benefit-card b{display:block;margin:3px 0 5px;font-size:1.05rem;color:#0f172a}.benefit-card p{margin:0 0 7px;color:#475569;font-size:.86rem;line-height:1.45}.benefit-card a{font-size:.78rem;font-weight:800;color:#0f766e}.benefit-empty{grid-column:1/-1;padding:16px;border-radius:14px;background:#f8fafc}.benefit-empty b,.benefit-empty span{display:block}.benefit-empty span{margin-top:4px;color:#64748b;font-size:.86rem}.benefit-more{margin-top:10px;border-radius:14px;background:#fff7ed;border:1px solid #fed7aa;padding:0 14px}.benefit-more summary{cursor:pointer;padding:12px 0;display:flex;justify-content:space-between;gap:8px}.benefit-more summary span{font-size:.78rem;color:#9a3412}.benefit-more ul{margin:0 0 12px;padding-left:20px;color:#7c2d12}.benefit-more li+li{margin-top:6px}.benefit-foot{margin:10px 0 0;color:#64748b;font-size:.78rem;line-height:1.5}
.life-source,.journey-head>span{font-size:.78rem;font-weight:800;border-radius:999px;padding:7px 10px}.life-source.actual{background:#ecfdf5;color:#047857}.life-source.estimate{background:#fff7ed;color:#c2410c}.journey-head>span{background:#f1f5f9;color:#475569}.life-grid,.journey-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px}.life-grid article,.journey-grid article{padding:14px;border-radius:15px;background:#f8fafc;border:1px solid #e2e8f0}.life-grid article.good,.life-stress article.good{background:#ecfdf5;border-color:#a7f3d0}.life-grid article.warn{background:#fffbeb;border-color:#fde68a}.life-grid article.bad,.life-stress article.bad{background:#fef2f2;border-color:#fecaca}.life-grid span,.journey-grid span{display:block;font-size:.78rem;color:#64748b;font-weight:800}.life-grid b,.journey-grid b{display:block;margin:6px 0 4px;font-size:1.05rem;color:#0f172a}.life-grid small,.journey-grid small{display:block;color:#64748b;font-size:.75rem;line-height:1.4}.life-stress{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:10px}.life-stress article{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:11px 14px;border:1px solid #e2e8f0;border-radius:13px}.life-stress span{font-size:.82rem;font-weight:800}.life-stress b{font-size:.9rem}.life-nudge{margin:10px 0 0;padding:10px 12px;border-radius:12px;background:#eff6ff;color:#1e3a8a;font-size:.82rem}.repayment-journey>p{margin:11px 0 0;color:#475569;font-size:.82rem}.journey-grid article:nth-child(2),.journey-grid article:nth-child(3){background:#f0fdfa;border-color:#ccfbf1}
@media(max-width:900px){.benefit-grid{grid-template-columns:1fr}.life-grid,.journey-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:560px){.benefit-finder,.life-board,.repayment-journey{padding:15px}.benefit-head,.life-head,.journey-head{flex-direction:column}.life-grid,.journey-grid,.life-stress{grid-template-columns:1fr}.benefit-more summary{display:block}.benefit-more summary span{display:block;margin-top:4px}}
.loan-rate-benefit{display:block;margin-top:7px;padding:6px 8px;border-radius:9px;background:#ecfdf5;color:#047857;font-size:9px;font-weight:800}

/* v2.6.0 benefit summary strip */
.benefit-summary-strip{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin:14px 0 16px}.benefit-summary-strip article{border:1px solid #dfece7;background:#f8fcfa;border-radius:14px;padding:13px}.benefit-summary-strip span{display:block;font-size:12px;color:#66756f;margin-bottom:4px}.benefit-summary-strip b{font-size:17px;color:#153b34}.benefit-more a{color:var(--brand);font-weight:800;text-decoration:none}.benefit-more a:hover{text-decoration:underline}@media(max-width:700px){.benefit-summary-strip{grid-template-columns:1fr}}

/* v2.7.0 personalized action journey */
.action-journey{margin:18px 0;padding:20px;border:1px solid #d8e7e3;border-radius:22px;background:linear-gradient(180deg,#fbfffd,#fff);box-shadow:0 10px 32px rgba(15,118,110,.06)}
.action-journey .journey-head{margin-bottom:10px}.action-journey .journey-head p{margin:5px 0 0;color:#64748b;font-size:.84rem;line-height:1.5;max-width:680px}
.journey-progress{flex:0 0 auto;min-width:74px;text-align:center;padding:10px 12px;border-radius:16px;background:#ecfdf5;border:1px solid #bbf7d0}.journey-progress b{display:block;color:#047857;font-size:1.1rem}.journey-progress span{font-size:.72rem;color:#568071}
.journey-progressbar{height:7px;background:#eaf0ee;border-radius:999px;overflow:hidden;margin:0 0 14px}.journey-progressbar span{display:block;height:100%;background:#0f766e;border-radius:999px;transition:width .25s ease}
.journey-date-hint{display:flex;gap:12px;justify-content:space-between;align-items:center;padding:11px 13px;border-radius:13px;background:#eff6ff;border:1px solid #bfdbfe;margin-bottom:14px}.journey-date-hint b{font-size:.82rem;color:#1e3a8a}.journey-date-hint span{font-size:.76rem;color:#475569;text-align:right}
.journey-phases{display:grid;gap:14px}.journey-phase{border-top:1px solid #e6efec;padding-top:13px}.journey-phase:first-child{border-top:0;padding-top:0}.journey-phase-title{display:flex;align-items:center;gap:7px;margin-bottom:8px}.journey-phase-title b{font-size:.84rem;color:#173b34}.journey-phase-title span{font-size:.68rem;font-weight:800;color:#0f766e;background:#ecfdf5;padding:3px 6px;border-radius:999px}
.journey-step{display:grid;grid-template-columns:26px 1fr;gap:10px;padding:12px 0;border-bottom:1px dashed #e6ecea}.journey-step:last-child{border-bottom:0}.journey-step.done{opacity:.66}.journey-step.done .journey-copy>div>b{text-decoration:line-through}.journey-check{padding-top:3px}.journey-check input{position:absolute;opacity:0;pointer-events:none}.journey-check span{display:block;width:21px;height:21px;border:2px solid #b9cbc5;border-radius:7px;background:#fff;position:relative}.journey-check input:checked+span{background:#0f766e;border-color:#0f766e}.journey-check input:checked+span:after{content:'✓';position:absolute;inset:0;display:grid;place-items:center;color:white;font-size:12px;font-weight:900}
.journey-title-row{display:flex;justify-content:space-between;gap:12px;align-items:flex-start}.journey-title-row b{font-size:.9rem;color:#17342e}.journey-title-row em{font-style:normal;white-space:nowrap;font-size:.7rem;font-weight:800;color:#9a5b00;background:#fff7ed;padding:4px 7px;border-radius:999px}.journey-copy p{margin:5px 0;color:#586963;font-size:.79rem;line-height:1.5}.journey-copy small{display:block;color:#6b7d77;font-size:.73rem}.journey-copy small strong{color:#344a43;margin-right:4px}.journey-copy a{display:inline-flex;margin-top:7px;font-size:.74rem;font-weight:900;color:#0f766e;text-decoration:none}.journey-copy a:hover{text-decoration:underline}
.document-pack{margin-top:14px;border:1px solid #dce9e5;border-radius:15px;background:#fff;padding:0 14px}.document-pack summary{cursor:pointer;display:flex;justify-content:space-between;gap:10px;padding:12px 0}.document-pack summary b{font-size:.85rem}.document-pack summary span{font-size:.74rem;color:#64748b}.document-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;padding-bottom:10px}.document-grid article{display:flex;gap:9px;padding:10px;border-radius:11px;background:#f8faf9}.document-grid article>span{color:#0f766e;font-weight:900}.document-grid b,.document-grid small{display:block}.document-grid b{font-size:.78rem;color:#233b34}.document-grid small{margin-top:2px;font-size:.69rem;color:#697a74;line-height:1.4}.document-pack>p{margin:0 0 12px;color:#64748b;font-size:.71rem;line-height:1.45}
.journey-trust{display:grid;gap:3px;margin-top:14px;padding:12px 14px;border-radius:14px;background:#f8fafc;border:1px solid #e2e8f0}.journey-trust b{font-size:.8rem;color:#263c36}.journey-trust span{font-size:.74rem;color:#64748b;line-height:1.5}
@media(max-width:700px){.action-journey{padding:15px}.journey-date-hint,.journey-title-row{align-items:flex-start;flex-direction:column}.journey-date-hint span{text-align:left}.journey-title-row em{white-space:normal}.document-grid{grid-template-columns:1fr}.document-pack summary{display:block}.document-pack summary span{display:block;margin-top:3px}}
.journey-head-actions{display:flex;align-items:center;gap:8px;flex:0 0 auto}.journey-head-actions .mini-btn{white-space:nowrap}.journey-now{display:flex;gap:12px;align-items:flex-start;padding:12px 13px;margin-bottom:14px;border-radius:14px;background:#f0fdfa;border:1px solid #99f6e4}.journey-now>b{flex:0 0 auto;font-size:.78rem;color:#115e59}.journey-now>div{display:flex;flex-wrap:wrap;gap:7px}.journey-now span{display:inline-flex;gap:6px;align-items:center;font-size:.75rem;color:#35524a}.journey-now i{display:grid;place-items:center;width:19px;height:19px;border-radius:999px;background:#0f766e;color:#fff;font-style:normal;font-size:.66rem;font-weight:900}.journey-now.all-done{background:#ecfdf5;border-color:#bbf7d0}.journey-now.all-done span{font-size:.75rem;color:#4b635c}
@media(max-width:700px){.journey-head-actions{width:100%;justify-content:space-between}.journey-now{flex-direction:column}.journey-now>div{display:grid}}

/* v2.8.0 5-minute flow + 60-second result */
.quick-help.strong{background:#f0fdfa;border:1px solid #99f6e4}
.policy-extra,.optional-funds-details{margin-top:14px;border:1px solid #dce9e5;border-radius:14px;background:#fbfefd;padding:0 14px}
.policy-extra summary,.optional-funds-details summary{cursor:pointer;display:flex;justify-content:space-between;gap:12px;align-items:center;padding:13px 0}
.policy-extra summary b,.optional-funds-details summary b{font-size:.88rem;color:#183b34}
.policy-extra summary span,.optional-funds-details summary span{font-size:.72rem;color:#64748b}
.policy-extra[open] summary,.optional-funds-details[open] summary{border-bottom:1px solid #e6efec;margin-bottom:12px}
.compact-checks{margin-top:10px}
.optional-funds-fieldset>legend{margin-bottom:2px}

.result-one-line{margin:7px 0 0;color:#556a63;font-size:.9rem;font-weight:700}
.quick-decision-section{margin:18px 0;padding:18px;border:1px solid #d8e7e3;border-radius:22px;background:linear-gradient(180deg,#f7fffb,#fff)}
.quick-decision-head{display:flex;justify-content:space-between;gap:16px;align-items:flex-end;margin-bottom:12px}
.quick-decision-head small{display:block;color:#0f766e;font-weight:900;margin-bottom:3px}.quick-decision-head h3{margin:0;font-size:1.15rem}.quick-decision-head>span{font-size:.75rem;color:#64748b}
.decision-six-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}
.decision-card{min-width:0;padding:15px;border:1px solid #e0e9e6;border-radius:16px;background:#fff}
.decision-card>span,.decision-card>b,.decision-card>small{display:block}.decision-card>span{font-size:.72rem;font-weight:900;color:#64748b}.decision-card>b{margin:5px 0 4px;font-size:1.03rem;color:#152f29}.decision-card>small{font-size:.72rem;line-height:1.4;color:#677871}.decision-card>a{display:inline-flex;margin-top:8px;font-size:.7rem;font-weight:900;color:#0f766e;text-decoration:none}
.decision-card.good{background:#f0fdf4;border-color:#bbf7d0}.decision-card.warn{background:#fffbeb;border-color:#fde68a}.decision-card.bad{background:#fef2f2;border-color:#fecaca}.decision-card.next{background:#eff6ff;border-color:#bfdbfe}.decision-card.neutral{background:#f8fafc}
.result-deep-details{margin:18px 0;border:1px solid #dce6e3;border-radius:20px;background:#fff;overflow:hidden}.result-deep-details>summary{cursor:pointer;display:flex;justify-content:space-between;gap:14px;align-items:center;padding:16px 18px;background:#f8fbfa}.result-deep-details>summary div b,.result-deep-details>summary div span{display:block}.result-deep-details>summary div b{font-size:.95rem}.result-deep-details>summary div span{margin-top:3px;font-size:.74rem;color:#64748b}.result-deep-details>summary strong{font-size:.76rem;color:#0f766e}.result-deep-inner{padding:0 4px 16px}
.journey-stage{display:flex;justify-content:space-between;gap:12px;align-items:center;padding:11px 13px;margin:0 0 12px;border-radius:13px;background:#f8fafc;border:1px solid #e2e8f0}.journey-stage label{display:flex;gap:9px;align-items:center;font-size:.78rem;font-weight:900;color:#334a43}.journey-stage select{min-width:160px;padding:8px 10px;border:1px solid #cddbd6;border-radius:10px;background:#fff;color:#203d35}.journey-stage small{font-size:.7rem;color:#64748b;text-align:right}
.journey-all-steps{margin-top:12px;border-top:1px solid #e4ece9;padding-top:10px}.journey-all-steps>summary{cursor:pointer;display:flex;justify-content:space-between;gap:10px;padding:6px 0 12px}.journey-all-steps>summary b{font-size:.82rem}.journey-all-steps>summary span{font-size:.72rem;color:#64748b}.journey-phase.past{opacity:.58}.journey-phase.current{border:1px solid #99f6e4;padding:12px;border-radius:14px;background:#f0fdfa}.journey-phase.current:first-child{padding-top:12px}.journey-now span{align-items:flex-start}.journey-now span small{display:block;margin-left:3px;color:#6b7b75;font-size:.65rem}
@media(max-width:900px){.decision-six-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:620px){.decision-six-grid{grid-template-columns:1fr}.quick-decision-head,.journey-stage{align-items:flex-start;flex-direction:column}.quick-decision-head>span,.journey-stage small{text-align:left}.policy-extra summary,.optional-funds-details summary{align-items:flex-start;flex-direction:column}.journey-stage label{width:100%;justify-content:space-between}.journey-stage select{min-width:0;max-width:65%}}

/* v2.9.0 plain-language readability pass */
.fields label{font-size:14px;line-height:1.45}
.field-help{font-size:13px;line-height:1.55}
.quick-help{line-height:1.55}
.quick-help span{font-size:13.5px}
.quick-help small{font-size:12px;line-height:1.5}
.decision-card>span{font-size:12.5px}
.decision-card>b{font-size:17px;line-height:1.35}
.decision-card>small{font-size:12.5px;line-height:1.5}
.loan-choice-note,.loan-choice-guide span,.loan-choice-next span{font-size:13px;line-height:1.55}
.journey-copy p{font-size:13px;line-height:1.6}
.journey-copy small{font-size:12px;line-height:1.5}
.document-grid b{font-size:13px}.document-grid small{font-size:11.5px;line-height:1.5}
.document-pack>p,.journey-trust span,.journey-stage small{font-size:12px;line-height:1.55}
.journey-title-row b{font-size:14px;line-height:1.45}
.policy-details .plain-note{margin:10px 0 12px;padding:10px 12px;border-radius:11px;background:#f8fafc;color:#52635d;font-size:13px;line-height:1.55}
@media (max-width:720px){.field-help{font-size:12.5px}.fields label{font-size:13.5px}.decision-card>small{font-size:12px}.journey-copy p{font-size:12.5px}}

/* v2.9.1 wizard alignment + simple home-buying roadmap */
.wizard-tab{min-height:40px;line-height:1;white-space:nowrap}
.wizard-tab i{flex:0 0 20px}
.wizard-tab span{display:block;white-space:nowrap;line-height:1.15;text-align:center}
.home-roadmap{margin:0 0 18px;padding:18px;border:1px solid #dfe9e5;border-radius:20px;background:linear-gradient(180deg,#ffffff,#f8fcfa);box-shadow:0 10px 28px rgba(20,60,50,.035)}
.home-roadmap-head{display:flex;align-items:flex-end;justify-content:space-between;gap:14px;margin-bottom:14px}
.home-roadmap-head .eyebrow{margin:0 0 3px}.home-roadmap-head h3{margin:0;font-size:18px;line-height:1.3}
.home-roadmap-badge{flex:0 0 auto;padding:6px 9px;border-radius:999px;background:#eaf8f2;color:#0f766e;font-size:9px;font-weight:900;white-space:nowrap}
.home-roadmap-steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:20px;counter-reset:none}
.home-roadmap-steps li{position:relative;min-width:0;padding:13px 10px 12px;border:1px solid #e2ebe8;border-radius:15px;background:#fff;text-align:center}
.home-roadmap-steps li:not(:last-child)::after{content:'›';position:absolute;right:-15px;top:50%;transform:translateY(-50%);font-size:24px;font-weight:300;color:#a5b8b1;line-height:1}
.home-roadmap-steps b{display:grid;place-items:center;width:25px;height:25px;margin:0 auto 7px;border-radius:50%;background:#0f766e;color:#fff;font-size:10px}
.home-roadmap-steps strong,.home-roadmap-steps span{display:block}.home-roadmap-steps strong{font-size:11px;line-height:1.3;color:#15231f}.home-roadmap-steps span{margin-top:4px;font-size:9px;line-height:1.45;color:#6b7b75}
.home-roadmap-note{margin:12px 0 0;padding:10px 12px;border-radius:12px;background:#f0f8f5;color:#5d716a;font-size:10px;line-height:1.55}.home-roadmap-note b{color:#173d32}
@media(max-width:980px){.home-roadmap-steps{grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}.home-roadmap-steps li:not(:last-child)::after{display:none}}
@media(max-width:640px){.wizard-tab{min-height:55px}.wizard-tab span{font-size:8px;line-height:1.15}.home-roadmap{padding:14px}.home-roadmap-head{align-items:flex-start;flex-direction:column;gap:7px}.home-roadmap-steps{grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}.home-roadmap-steps li{padding:11px 8px}.home-roadmap-badge{white-space:normal}}


/* v2.9.3 first-screen input-first layout */
.quick-start-hero{padding:24px 0 18px;background:linear-gradient(135deg,#f6fffb 0%,#fff 66%,#fff9ef 100%)}
.quick-start-inner{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:24px;align-items:center}
.quick-start-copy{min-width:0}
.quick-start-copy .eyebrow{margin-bottom:4px}
.quick-start-copy h1{max-width:880px;margin:0;font-size:clamp(27px,3.4vw,43px);line-height:1.12;letter-spacing:-.04em}
.quick-start-copy>p:last-child{margin:8px 0 0;color:#52645e;font-size:14px;line-height:1.55}
.quick-start-actions{display:flex;flex-direction:column;align-items:stretch;gap:7px;min-width:190px}
.quick-start-actions .btn{min-height:46px}
.quick-start-actions span{color:#73817d;font-size:9px;text-align:center;white-space:nowrap}
#calculator{padding-top:22px}
#calculator .section-head{margin-bottom:12px;max-width:none}
#calculator .section-head .eyebrow{margin-bottom:3px}
#calculator .section-head h2{margin-bottom:4px;font-size:clamp(23px,3vw,32px)}
.start-head-help{font-size:12px;color:#667671!important;line-height:1.5}
#calculator .form-panel{scroll-margin-top:88px}
#calculator .home-roadmap{margin:24px 0 0}
#calculator .calc-layout{margin-top:0}
@media(max-width:820px){
  .quick-start-hero{padding:18px 0 14px}
  .quick-start-inner{grid-template-columns:1fr;gap:12px}
  .quick-start-copy h1{font-size:clamp(25px,7vw,34px)}
  .quick-start-copy>p:last-child{font-size:12px}
  .quick-start-actions{min-width:0;align-items:flex-start}
  .quick-start-actions .btn{min-width:170px}
  .quick-start-actions span{text-align:left;white-space:normal}
  #calculator{padding-top:14px}
}
@media(max-width:640px){
  .quick-start-hero{padding:15px 0 11px}
  .quick-start-copy h1{font-size:25px;line-height:1.16}
  .quick-start-copy>p:last-child{display:none}
  .quick-start-actions{display:none}
  #calculator{padding-top:10px}
  #calculator .section-head{margin-bottom:9px}
  #calculator .section-head h2{font-size:22px}
  .start-head-help{font-size:11px!important}
}

/* v2.9.3 screenshot-guided layout refinements */
.family-help{display:block!important;margin:10px 0 14px!important;padding:12px 14px!important}
.family-help b,.family-help span,.family-help small{display:block!important;float:none!important;grid-column:auto!important}
.family-help b{margin-bottom:4px}
.family-help span{margin-bottom:2px;font-size:13px!important;line-height:1.5}
.family-help small{font-size:11px!important;line-height:1.5}
.result-answer-grid{margin-top:14px;margin-bottom:18px}
.classic-hero .hero-card{align-self:stretch;display:flex;flex-direction:column;justify-content:center}
.classic-hero .hero-scan-list{margin-bottom:20px}
@media(max-width:720px){.family-help{padding:11px 12px!important}.classic-hero .hero-card{display:none}}


/* v3.0.0 accuracy cockpit: loan bottleneck + closing cash risk */
.loan-limit-why{margin:10px 0 0;padding:11px 12px;border:1px solid #dbe9e4;border-radius:13px;background:#f8fcfa}
.loan-limit-why>div:first-child{display:flex;align-items:baseline;justify-content:space-between;gap:10px;flex-wrap:wrap}
.loan-limit-why>div:first-child small{color:#667b73;font-size:11px}.loan-limit-why>div:first-child strong{color:#174f42;font-size:12px}
.loan-limit-parts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:6px;margin-top:8px}
.loan-limit-parts span{display:block;padding:7px 8px;border:1px solid #e0e8e5;border-radius:10px;background:#fff}
.loan-limit-parts span.active{border-color:#68b9a2;background:#eaf8f2;box-shadow:inset 0 0 0 1px #68b9a2}
.loan-limit-parts small,.loan-limit-parts b{display:block}.loan-limit-parts small{font-size:9px;line-height:1.35;color:#6c7d77}.loan-limit-parts b{margin-top:3px;font-size:11px;color:#20332d}
.closing-risk-strip{margin:0 0 18px;padding:15px 16px;border:1px solid #dce9e4;border-radius:18px;background:linear-gradient(135deg,#f7fcfa,#fff);display:grid;grid-template-columns:minmax(0,1fr) minmax(360px,1.2fr);gap:16px;align-items:center}
.closing-risk-strip.warn{border-color:#f0d7aa;background:linear-gradient(135deg,#fffaf0,#fff)}
.closing-risk-strip>div:first-child small,.closing-risk-strip>div:first-child b{display:block}.closing-risk-strip>div:first-child small{font-size:10px;color:#76847f}.closing-risk-strip>div:first-child b{margin-top:3px;font-size:15px;color:#1e332c}.closing-risk-strip.warn>div:first-child b{color:#8b5b12}.closing-risk-strip p{margin:5px 0 0;font-size:11px;line-height:1.5;color:#66766f}
.closing-risk-items{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:6px}.closing-risk-items span{padding:9px 8px;border-radius:11px;background:#fff;border:1px solid #dfe9e5}.closing-risk-items span.bad{border-color:#efc3ba;background:#fff7f5}.closing-risk-items small,.closing-risk-items strong{display:block}.closing-risk-items small{font-size:9px;color:#72827c;line-height:1.35}.closing-risk-items strong{margin-top:4px;font-size:11px;color:#176a55}.closing-risk-items .bad strong{color:#b64b39}
@media(max-width:900px){.closing-risk-strip{grid-template-columns:1fr}.closing-risk-items{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:640px){.loan-limit-parts{grid-template-columns:1fr}.closing-risk-strip{padding:13px}.closing-risk-items{grid-template-columns:1fr 1fr}.closing-risk-strip p{font-size:10.5px}}

/* v3.1.0 - 공식 데이터 / 직접입력 / 계산값 분리 */
.data-trust-guide{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin:14px 0 18px}.data-trust-guide article{padding:13px;border:1px solid var(--line);border-radius:14px;background:#fff}.data-trust-guide b,.data-trust-guide small{display:block}.data-trust-guide b{font-size:11px;margin:7px 0 3px}.data-trust-guide small{font-size:9px;line-height:1.5;color:var(--muted)}.data-origin{display:inline-flex;align-items:center;width:max-content;min-height:20px;padding:3px 7px;border-radius:999px;font-size:8px;font-style:normal;font-weight:900}.data-origin.official{background:#e9f7f2;color:#0b7559}.data-origin.manual{background:#fff4df;color:#9a6512}.data-origin.calc{background:#eef2ff;color:#5657a6}.mini-origin{display:inline-flex;vertical-align:middle;margin-left:3px;padding:1px 5px;border-radius:999px;font-size:7px;font-style:normal;font-weight:900}.mini-origin.official{background:#e9f7f2;color:#0b7559}.mini-origin.calc{background:#eef2ff;color:#5657a6}.realprice-audit-strip{display:flex;gap:6px;flex-wrap:wrap;margin:0 0 12px}.realprice-audit-strip span{padding:5px 8px;border-radius:999px;background:#f4f7f6;color:#60716b;font-size:8px;font-weight:800}.realprice-match-warning{margin:0 0 12px;padding:12px 13px;border:1px solid #efd69c;border-radius:13px;background:#fff9ea}.realprice-match-warning b,.realprice-match-warning span,.realprice-match-warning small{display:block}.realprice-match-warning b{font-size:11px;color:#865d12}.realprice-match-warning span{font-size:9px;margin:4px 0;color:#6e5a31}.realprice-match-warning small{font-size:8px;color:#8a7956}.price-evidence-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:9px;margin:0 0 10px}.price-evidence-grid article{padding:13px;border:1px solid var(--line);border-radius:14px;background:#fbfdfc}.price-evidence-grid article.official{border-color:#cfe8df;background:#f5fcf9}.price-evidence-grid article.manual{border-color:#efdfbd;background:#fffbf2}.price-evidence-grid article.calc{border-color:#d8dcf4;background:#f8f8ff}.price-evidence-grid span,.price-evidence-grid small{display:block;color:var(--muted);font-size:8px}.price-evidence-grid b{display:block;margin:6px 0 3px;font-size:16px;color:var(--ink)}.price-difference-board{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:9px;margin:0 0 14px}.price-difference-board>div{padding:11px 12px;border:1px dashed #d8e3df;border-radius:12px;background:#fff}.price-difference-board span,.price-difference-board small{display:block;font-size:8px;color:var(--muted)}.price-difference-board b{display:block;margin:4px 0;font-size:12px;color:var(--ink)}
@media(max-width:760px){.data-trust-guide,.price-evidence-grid,.price-difference-board{grid-template-columns:1fr}.realprice-audit-strip span{flex:1 1 calc(50% - 6px)}}

/* v3.2.0 subscription diagnosis */
.subscription-section{background:linear-gradient(180deg,#f8fffd 0,#fff 30%,#f8fafc 100%)}
.subscription-head{max-width:880px}
.subscription-head-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}
.sub-flow-wrap{background:#fff;border:1px solid #d9e8e5;border-radius:22px;padding:20px;margin:0 0 20px;box-shadow:0 10px 30px rgba(15,118,110,.06)}
.sub-flow-title{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:14px}.sub-flow-title b{font-size:18px}.sub-flow-title span{font-size:13px;color:#64748b}
.sub-flow{display:grid;grid-template-columns:1fr auto 1fr auto 1fr auto 1fr;align-items:center;gap:10px}.sub-flow-arrow{color:#94a3b8;font-size:22px;font-weight:800}
.sub-flow-step{appearance:none;border:1px solid #dbe5e3;background:#f8fafc;border-radius:16px;padding:14px 10px;min-height:92px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:4px;color:#334155;cursor:pointer;transition:.18s ease}.sub-flow-step i{font-style:normal;width:28px;height:28px;border-radius:999px;background:#e2e8f0;display:grid;place-items:center;font-size:13px;font-weight:800}.sub-flow-step b{font-size:15px}.sub-flow-step span{font-size:12px;color:#64748b}.sub-flow-step.active{border-color:#0f766e;background:#ecfdf8;box-shadow:inset 0 0 0 1px #0f766e}.sub-flow-step.active i,.sub-flow-step.done i{background:#0f766e;color:#fff}.sub-flow-step.done{border-color:#a7d9d3;background:#f0fdfa}
.sub-progress{height:5px;background:#e2e8f0;border-radius:999px;overflow:hidden;margin-top:14px}.sub-progress span{display:block;width:25%;height:100%;background:#0f766e;transition:width .2s ease}
.subscription-panel{padding:24px;max-width:100%;margin:0}.sub-wizard-page[hidden]{display:none!important}.sub-step-title{display:flex;align-items:flex-start;gap:14px;margin-bottom:22px}.sub-step-title>span{flex:0 0 auto;background:#0f766e;color:#fff;border-radius:999px;padding:7px 11px;font-size:12px;font-weight:800}.sub-step-title h3{margin:0 0 5px;font-size:24px}.sub-step-title p{margin:0;color:#64748b}.sub-step-title.result>span{background:#2563eb}
.sub-wizard-nav{display:flex;justify-content:space-between;gap:10px;margin-top:24px;border-top:1px solid #e2e8f0;padding-top:20px}.sub-wizard-nav .btn:last-child{margin-left:auto}
.sub-easy-facts{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:18px}.sub-easy-facts article{background:#f8fafc;border:1px solid #e2e8f0;border-radius:14px;padding:14px}.sub-easy-facts b,.sub-easy-facts span{display:block}.sub-easy-facts b{margin-bottom:5px}.sub-easy-facts span{font-size:13px;color:#64748b;line-height:1.45}
.sub-income-box{background:#f8fafc;border:1px solid #dbe4e8;border-radius:18px;padding:18px;margin-bottom:18px}.sub-income-box h4{margin:0 0 12px;font-size:17px}.sub-income-box .field-help{margin:10px 0 0}
.sub-asset-intro{display:flex;justify-content:space-between;align-items:center;gap:20px;background:#fff7ed;border:1px solid #fed7aa;border-radius:18px;padding:16px 18px;margin-bottom:14px}.sub-asset-intro b{display:block;font-size:17px;color:#9a3412}.sub-asset-intro p{margin:5px 0 0;color:#7c2d12;line-height:1.45}.sub-asset-intro>span{white-space:nowrap;font-size:12px;font-weight:800;color:#9a3412;background:#ffedd5;padding:7px 10px;border-radius:999px}
.asset-category-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.asset-category-grid article{border:1px solid #e2e8f0;border-radius:18px;padding:16px;background:#fff}.asset-category-grid h4{margin:0 0 12px;font-size:16px}.asset-category-grid label{display:block;font-weight:700;font-size:13px;margin-top:10px}.asset-category-grid input{margin-top:6px;width:100%}.sub-asset-help{margin-top:15px}.asset-help-list{display:grid;grid-template-columns:repeat(2,1fr);gap:8px 16px;padding:12px 0}.asset-help-list p{margin:0;background:#f8fafc;border-radius:12px;padding:10px 12px;font-size:13px;line-height:1.45}.asset-help-list b{display:block;margin-bottom:3px}
.sub-result-summary{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:16px}.sub-result-summary article{border-radius:18px;padding:18px;border:1px solid #dbe4e8;background:#f8fafc}.sub-result-summary b,.sub-result-summary strong,.sub-result-summary span{display:block}.sub-result-summary strong{font-size:26px;margin:7px 0;color:#0f766e}.sub-result-summary span{font-size:13px;color:#64748b;line-height:1.45}
.sub-result-legend{display:flex;gap:8px;flex-wrap:wrap;margin:12px 0}.sub-result-legend span{font-size:12px;font-weight:800;border-radius:999px;padding:6px 9px}.sub-result-legend .pass{background:#dcfce7;color:#166534}.sub-result-legend .check{background:#fef3c7;color:#92400e}.sub-result-legend .fail{background:#fee2e2;color:#991b1b}
.sub-type-results{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.sub-type-card{border:1px solid #e2e8f0;border-radius:18px;padding:18px;background:#fff}.sub-type-card.pass{border-color:#86efac;background:#f8fff9}.sub-type-card.check{border-color:#fcd34d;background:#fffdf5}.sub-type-card.fail{border-color:#fecaca;background:#fffafa}.sub-type-head span{display:inline-block;font-size:11px;font-weight:800;border-radius:999px;padding:5px 8px;margin-bottom:7px}.sub-type-card.pass .sub-type-head span{background:#dcfce7;color:#166534}.sub-type-card.check .sub-type-head span{background:#fef3c7;color:#92400e}.sub-type-card.fail .sub-type-head span{background:#fee2e2;color:#991b1b}.sub-type-card h4{margin:0;font-size:18px}.sub-type-card>p{color:#475569;line-height:1.55;font-size:14px}.sub-type-card ul{padding-left:20px;margin:10px 0 12px}.sub-type-card li{font-size:13px;line-height:1.55;margin:5px 0}.sub-type-card li.bad{color:#991b1b}.sub-type-card li.check{color:#92400e}.sub-type-card a{font-size:12px;font-weight:800;color:#0f766e}.sub-pass-line{font-size:13px;color:#166534;background:#dcfce7;border-radius:10px;padding:9px 10px;margin:10px 0 12px}
.sub-after-win-card{margin-top:20px;border:1px solid #bfdbfe;background:#eff6ff;border-radius:20px;padding:20px}.sub-after-win-head span{font-size:12px;font-weight:800;color:#1d4ed8}.sub-after-win-head h4{font-size:20px;margin:4px 0 15px}.sub-after-win{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:12px 0}.sub-after-win>div{background:#fff;border:1px solid #dbeafe;border-radius:12px;padding:12px}.sub-after-win span,.sub-after-win b{display:block}.sub-after-win span{font-size:12px;color:#64748b}.sub-after-win b{margin-top:5px}.sub-after-win p{grid-column:1/-1;margin:0;color:#475569;line-height:1.5;font-size:13px}
.sub-faq-block{margin-top:28px}.sub-faq-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.sub-faq-grid article{background:#fff;border:1px solid #e2e8f0;border-radius:16px;padding:16px}.sub-faq-grid b,.sub-faq-grid span{display:block}.sub-faq-grid b{margin-bottom:7px}.sub-faq-grid span{font-size:13px;line-height:1.55;color:#64748b}.sub-official-links{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}.sub-official-links a{font-size:12px;font-weight:700;background:#f1f5f9;color:#334155;border-radius:999px;padding:8px 10px}

@media (max-width:900px){.sub-flow{grid-template-columns:1fr 1fr;gap:8px}.sub-flow-arrow{display:none}.sub-type-results,.sub-faq-grid{grid-template-columns:1fr 1fr}.asset-category-grid{grid-template-columns:1fr 1fr}}
@media (max-width:640px){.subscription-panel{padding:16px}.sub-flow-wrap{padding:14px;border-radius:16px}.sub-flow{grid-template-columns:1fr 1fr}.sub-flow-step{min-height:82px;padding:10px 6px}.sub-flow-step b{font-size:14px}.sub-flow-step span{font-size:11px;text-align:center}.sub-step-title h3{font-size:20px}.sub-easy-facts,.sub-result-summary,.sub-type-results,.sub-faq-grid,.asset-category-grid,.asset-help-list,.sub-after-win{grid-template-columns:1fr}.sub-asset-intro{align-items:flex-start;flex-direction:column}.sub-after-win p{grid-column:1}.subscription-head-actions .btn{width:100%}.sub-wizard-nav .btn{flex:1}.sub-wizard-nav .btn:last-child{margin-left:0}}


/* v3.3.0 expanded special supply results */
.sub-quick-result{margin:0 0 16px}.sub-quick-head{border:1px solid #99f6e4;background:linear-gradient(135deg,#ecfdf5,#f0fdfa);border-radius:18px;padding:17px 18px}.sub-quick-head span,.sub-quick-head b,.sub-quick-head small{display:block}.sub-quick-head span{font-size:11px;font-weight:900;color:#0f766e;text-transform:uppercase;letter-spacing:.03em}.sub-quick-head b{font-size:19px;margin:5px 0;color:#134e4a}.sub-quick-head small{font-size:12px;line-height:1.45;color:#64748b}.sub-quick-head.danger{border-color:#fecaca;background:#fff7f7}.sub-quick-head.danger span,.sub-quick-head.danger b{color:#991b1b}
.sub-result-group{margin-top:20px}.sub-result-group:first-child{margin-top:0}.sub-result-group-title{display:flex;align-items:end;justify-content:space-between;gap:12px;margin:0 0 10px;padding:0 2px}.sub-result-group-title b{font-size:17px}.sub-result-group-title span{font-size:12px;color:#64748b}.sub-type-head em{display:inline-block;margin-left:5px;font-size:10px;font-style:normal;font-weight:800;color:#475569;background:#e2e8f0;border-radius:999px;padding:5px 7px}.sub-type-head h4{margin-top:7px}
@media(max-width:640px){.sub-result-group-title{align-items:flex-start;flex-direction:column;gap:3px}.sub-quick-head b{font-size:17px}}

/* v3.3: prevent legacy .check checkbox style from affecting result cards */
.sub-type-card.check{display:block!important;align-items:initial!important;gap:initial!important;font-size:inherit!important;font-weight:inherit!important}
.sub-result-legend .check{display:inline-block!important;font-size:12px!important;font-weight:800!important}


/* v3.4.0 specific subscription notice diagnosis */
.sub-mode-box{background:#fff;border:1px solid #d9e8e5;border-radius:20px;padding:18px;margin:0 0 16px;box-shadow:0 8px 24px rgba(15,118,110,.04)}
.sub-mode-copy b,.sub-mode-copy span{display:block}.sub-mode-copy b{font-size:17px}.sub-mode-copy span{margin-top:4px;color:#64748b;font-size:13px;line-height:1.45}
.sub-mode-options{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:14px}
.sub-mode-option{position:relative;display:flex;align-items:center;gap:10px;border:1px solid #dbe4e8;background:#f8fafc;border-radius:15px;padding:14px;cursor:pointer}
.sub-mode-option input{width:18px;height:18px;margin:0;accent-color:#0f766e}.sub-mode-option span{display:block}.sub-mode-option b,.sub-mode-option small{display:block}.sub-mode-option b{font-size:15px}.sub-mode-option small{margin-top:3px;color:#64748b;line-height:1.35}
.sub-mode-option.active{border-color:#0f766e;background:#ecfdf8;box-shadow:inset 0 0 0 1px #0f766e}
.sub-notice-guide{margin-top:12px;display:flex;align-items:center;justify-content:space-between;gap:14px;background:#eff6ff;border:1px solid #bfdbfe;border-radius:14px;padding:12px 14px}.sub-notice-guide[hidden]{display:none!important}.sub-notice-guide b,.sub-notice-guide span{display:block}.sub-notice-guide b{color:#1e3a8a}.sub-notice-guide span{margin-top:3px;font-size:12px;color:#475569;line-height:1.45}
.sub-notice-panel{margin:18px 0;border:1px solid #bfdbfe;background:#f8fbff;border-radius:18px;padding:17px}.sub-notice-panel[hidden]{display:none!important}
.sub-notice-title{display:flex;align-items:flex-start;gap:10px;margin-bottom:14px}.sub-notice-title>span{background:#2563eb;color:#fff;border-radius:999px;padding:6px 9px;font-size:11px;font-weight:900;white-space:nowrap}.sub-notice-title b,.sub-notice-title small{display:block}.sub-notice-title b{font-size:16px}.sub-notice-title small{margin-top:3px;color:#64748b;line-height:1.4}
.sub-notice-mini-flow{display:flex;align-items:center;justify-content:center;gap:8px;flex-wrap:wrap;margin-top:12px}.sub-notice-mini-flow span{background:#fff;border:1px solid #dbeafe;border-radius:999px;padding:7px 10px;font-size:12px;font-weight:800;color:#1e40af}.sub-notice-mini-flow i{font-style:normal;color:#93c5fd;font-weight:900}
.fields.four{grid-template-columns:repeat(4,minmax(0,1fr))}
.sub-notice-actions{display:flex;align-items:center;gap:12px;flex-wrap:wrap;margin-top:12px}.sub-notice-actions span{font-size:12px;color:#64748b}
.sub-payment-split{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:14px 0}.sub-payment-split label{display:grid;grid-template-columns:1fr 90px auto;align-items:center;gap:8px;background:#fff;border:1px solid #dbeafe;border-radius:12px;padding:10px 12px;font-size:13px;font-weight:800}.sub-payment-split input{width:100%;margin:0}.sub-payment-split span{color:#64748b}
.sub-notice-result{margin-bottom:18px;border:1px solid #bfdbfe;background:#f8fbff;border-radius:20px;padding:18px}.sub-notice-result[hidden]{display:none!important}
.sub-notice-result-head{border-radius:15px;padding:14px 15px;background:#fff;border:1px solid #dbeafe}.sub-notice-result-head span,.sub-notice-result-head h4,.sub-notice-result-head b,.sub-notice-result-head small{display:block}.sub-notice-result-head span{font-size:11px;font-weight:900;color:#1d4ed8}.sub-notice-result-head h4{font-size:20px;margin:4px 0}.sub-notice-result-head b{font-size:16px;color:#0f766e}.sub-notice-result-head small{margin-top:5px;color:#64748b}.sub-notice-result-head.fail b{color:#b91c1c}.sub-notice-result-head.check b{color:#a16207}
.sub-notice-result-list{margin:12px 0 14px;padding-left:20px}.sub-notice-result-list li{font-size:13px;line-height:1.55;margin:5px 0}.sub-notice-result-list li.bad{color:#991b1b}.sub-notice-result-list li.check{color:#92400e}
.sub-notice-money{display:grid;grid-template-columns:repeat(4,1fr);gap:9px;margin:13px 0}.sub-notice-money article{background:#fff;border:1px solid #dbeafe;border-radius:12px;padding:11px}.sub-notice-money span,.sub-notice-money b{display:block}.sub-notice-money span{font-size:11px;color:#64748b}.sub-notice-money b{font-size:15px;margin-top:4px}
.sub-notice-cashwarn,.sub-notice-cashok{margin:8px 0 12px;border-radius:12px;padding:10px 12px;font-size:13px;line-height:1.5}.sub-notice-cashwarn{background:#fff7ed;color:#9a3412}.sub-notice-cashok{background:#ecfdf5;color:#166534}
.sub-notice-result-links{display:flex;gap:8px;flex-wrap:wrap;margin:10px 0}.sub-notice-result-links a{font-size:12px;font-weight:800;color:#1d4ed8;background:#eff6ff;border-radius:999px;padding:7px 9px}
@media(max-width:900px){.fields.four{grid-template-columns:1fr 1fr}.sub-notice-money{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.sub-mode-options,.fields.four,.sub-payment-split,.sub-notice-money{grid-template-columns:1fr}.sub-notice-guide{align-items:flex-start;flex-direction:column}.sub-notice-guide .btn{width:100%}.sub-payment-split label{grid-template-columns:1fr 90px auto}}


/* v3.5.0 ApplyHome official API integration */
.sub-api-box{margin:0 0 18px;padding:15px;border:1px solid #b7dfd3;background:linear-gradient(135deg,#f3fcf8,#fff);border-radius:16px}
.sub-api-head{display:flex;align-items:flex-start;justify-content:space-between;gap:14px;margin-bottom:13px}.sub-api-head>div>b,.sub-api-head>div>span{display:block}.sub-api-head>div>b{margin-top:7px;font-size:16px;color:#123d34}.sub-api-head>div>span{margin-top:3px;color:#64748b;font-size:12px;line-height:1.45}
.sub-api-status{flex:0 0 auto;border-radius:999px;padding:6px 9px;background:#f1f5f9;color:#475569;font-size:10px;font-weight:900}.sub-api-status.ready{background:#dcfce7;color:#166534}.sub-api-status.off{background:#fef3c7;color:#92400e}.sub-api-status.error{background:#fee2e2;color:#991b1b}
.sub-api-search-grid{display:grid;grid-template-columns:1fr 1fr 1.4fr 1fr 1fr auto;gap:8px;align-items:end}.sub-api-search-grid label{margin:0}.sub-api-search-btn{min-height:44px;white-space:nowrap}
.sub-api-help{margin:8px 1px 0;font-size:10px;line-height:1.45;color:#64748b}
.sub-api-results{margin-top:13px;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;max-height:420px;overflow:auto;padding-right:2px}.sub-api-results[hidden]{display:none!important}
.sub-api-result-card{appearance:none;text-align:left;border:1px solid #d9e8e3;background:#fff;border-radius:13px;padding:12px;cursor:pointer;color:inherit}.sub-api-result-card:hover,.sub-api-result-card:focus{border-color:#0f766e;outline:none;box-shadow:inset 0 0 0 1px #0f766e}.sub-api-result-card b,.sub-api-result-card span,.sub-api-result-card small{display:block}.sub-api-result-card b{font-size:13px;color:#173d34}.sub-api-result-card span{margin-top:4px;font-size:10px;color:#475569}.sub-api-result-card small{margin-top:3px;font-size:9px;color:#718078;line-height:1.4}
.sub-api-empty{grid-column:1/-1;border:1px dashed #cad7d3;border-radius:12px;padding:15px;text-align:center;color:#64748b;font-size:11px;background:#fff}
.sub-api-selected{margin-top:13px;padding:13px;border:1px solid #99d5c5;background:#ecfdf5;border-radius:13px}.sub-api-selected[hidden]{display:none!important}.sub-api-selected b,.sub-api-selected span,.sub-api-selected small{display:block}.sub-api-selected b{font-size:14px;color:#145a49}.sub-api-selected span{margin-top:4px;font-size:11px;color:#405d55;line-height:1.5}.sub-api-selected small{margin-top:4px;font-size:9px;color:#64748b}
.sub-api-model-wrap{display:grid;grid-template-columns:minmax(0,1fr) auto;align-items:end;gap:10px;margin-top:11px}.sub-api-model-wrap[hidden]{display:none!important}.sub-api-model-wrap label{margin:0}.sub-api-model-wrap .btn{min-height:44px}
.sub-api-competition{margin-top:11px;border:1px solid #dbeafe;background:#fff;border-radius:13px;padding:12px;overflow:auto}.sub-api-competition[hidden]{display:none!important}.sub-api-competition>div:first-child{display:flex;justify-content:space-between;gap:10px;align-items:baseline;margin-bottom:8px}.sub-api-competition b{font-size:13px}.sub-api-competition small{font-size:9px;color:#64748b}.sub-api-comp-table{width:100%;border-collapse:collapse;min-width:540px}.sub-api-comp-table th,.sub-api-comp-table td{border-bottom:1px solid #edf2f7;padding:7px 6px;text-align:left;font-size:10px}.sub-api-comp-table th{color:#64748b;font-weight:800;background:#f8fafc}.sub-api-comp-table td strong{font-size:11px;color:#174f42}
@media(max-width:1050px){.sub-api-search-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.sub-api-search-btn{width:100%}}
@media(max-width:640px){.sub-api-box{padding:12px}.sub-api-head{flex-direction:column}.sub-api-search-grid{grid-template-columns:1fr}.sub-api-results{grid-template-columns:1fr;max-height:360px}.sub-api-model-wrap{grid-template-columns:1fr}.sub-api-model-wrap .btn{width:100%}}


/* v3.6.2 실거래가 복수단지 선택 */
.realprice-complex-picker{margin:14px 0;padding:14px 15px;border:1px solid #edd49d;border-radius:14px;background:#fff9ec}
.realprice-complex-copy b,.realprice-complex-copy span{display:block}.realprice-complex-copy b{font-size:13px;color:#7c4d0f}.realprice-complex-copy span{margin-top:3px;font-size:11px;color:#806c4f}
.realprice-complex-tabs{display:flex;flex-wrap:wrap;gap:8px;margin-top:11px}
.realprice-complex-chip{appearance:none;border:1px solid #cfded9;background:#fff;color:#40514c;border-radius:999px;padding:8px 12px;display:inline-flex;gap:7px;align-items:center;cursor:pointer;transition:.16s ease;font:inherit}
.realprice-complex-chip strong{font-size:12px;font-weight:750}.realprice-complex-chip em{font-size:10px;font-style:normal;color:#71817c;font-weight:700}
.realprice-complex-chip:hover{border-color:#0f766e;transform:translateY(-1px)}
.realprice-complex-chip.active{border-color:#0f766e;background:#0f766e;color:#fff;box-shadow:0 5px 12px rgba(15,118,110,.16)}
.realprice-complex-chip.active strong{font-weight:950}.realprice-complex-chip.active em{color:#d9fff3;font-weight:850}
.realprice-complex-chip:focus-visible{outline:3px solid rgba(15,118,110,.22);outline-offset:2px}
.realprice-complex-picker>small{display:block;margin-top:9px;font-size:10px;color:#74664e;line-height:1.5}.realprice-complex-picker>small b{color:#0f766e}
@media(max-width:640px){.realprice-complex-tabs{gap:6px}.realprice-complex-chip{padding:8px 10px}.realprice-complex-chip strong{font-size:11px}}

/* v3.7.0 청약 전용 흐름 고도화 */
.sub-trust-strip{display:grid;grid-template-columns:1.2fr 1.2fr .8fr;gap:10px;margin-top:18px;max-width:980px}
.sub-trust-strip>div{padding:12px 14px;border:1px solid #d8e8e3;border-radius:14px;background:rgba(255,255,255,.82)}
.sub-trust-strip b,.sub-trust-strip span{display:block}.sub-trust-strip b{font-size:12px;color:#0f766e}.sub-trust-strip span{margin-top:3px;font-size:12px;color:#5d6d68;line-height:1.5}
.sub-reference-date{display:flex;gap:9px;align-items:center;margin:0 0 14px;padding:9px 12px;border-radius:12px;background:#f3f8f7;border:1px solid #dae7e3;font-size:12px}
.sub-reference-date b{color:#0f766e}.sub-reference-date span{color:#61716c}
.sub-advanced-details{margin-top:12px;border:1px dashed #cfded9;border-radius:14px;background:#fbfdfc}
.sub-advanced-details summary{display:flex;justify-content:space-between;gap:12px;cursor:pointer;padding:13px 14px;list-style:none}
.sub-advanced-details summary::-webkit-details-marker{display:none}.sub-advanced-details summary b{font-size:13px}.sub-advanced-details summary span{font-size:11px;color:#70807a;text-align:right}
.sub-advanced-details[open] summary{border-bottom:1px solid #e2ebe8}.sub-advanced-details .fields{padding:14px;margin:0}
.sub-api-coverage{margin:10px 0 8px;padding:12px 14px;border-radius:12px;background:#f5f9ff;border:1px solid #dbe6f3;font-size:11px;line-height:1.7;color:#53636d}
.sub-api-coverage>b{display:block;margin-bottom:4px;color:#2c4558}.sub-api-coverage .yes,.sub-api-coverage .no{display:inline-block;min-width:43px;margin-right:5px;padding:1px 6px;border-radius:999px;text-align:center;font-weight:900}
.sub-api-coverage .yes{background:#dff4ec;color:#087658}.sub-api-coverage .no{background:#fff0dc;color:#9a5e09}
.sub-asset-scope{margin:10px 0 14px;padding:11px 13px;border-radius:12px;border:1px solid #e3e7e6;background:#fbfcfc;font-size:11px;line-height:1.6;color:#5f6d69}
.sub-asset-scope b{display:block;margin-bottom:2px;color:#344b44}
.sub-type-card.pass .sub-type-head span{font-weight:900}
@media(max-width:760px){.sub-trust-strip{grid-template-columns:1fr}.sub-advanced-details summary{flex-direction:column}.sub-advanced-details summary span{text-align:left}}

/* v3.8.0 readability pass: result/dashboard typography */
.result-panel{font-size:15px}
.result-top{padding:26px}
.result-top h3{font-size:32px;line-height:1.24}
.status-pill{font-size:13px;padding:7px 11px}
.verdict-chips span{font-size:12px;padding:6px 9px}
.hero-payment{padding:18px 19px}
.hero-payment small{font-size:13px;font-weight:700}
.hero-payment strong{font-size:34px}
.hero-payment span{font-size:13px}
.hero-payment em{font-size:12px}
.answer-grid{gap:11px;margin:18px 0}
.answer-grid article{padding:16px}
.answer-grid span,.answer-grid small{font-size:12px;line-height:1.5}
.answer-grid b{font-size:19px;line-height:1.35;margin:6px 0 4px}
.simple-recommend{padding:17px 18px}
.simple-recommend small{font-size:12px}
.simple-recommend h3{font-size:21px}
.simple-recommend p{font-size:13px;line-height:1.55}
.section-label-simple b{font-size:17px}
.section-label-simple span{font-size:12px}
.analysis-details>summary{padding:17px 18px}
.analysis-details>summary b{font-size:16px}
.analysis-details>summary span{font-size:12px;line-height:1.45}
.analysis-details>summary strong,.analysis-details[open]>summary strong:after{font-size:12px}
.result-deep-details>summary div b{font-size:17px}
.result-deep-details>summary div span{font-size:12px;line-height:1.45}
.result-deep-details>summary strong{font-size:12px}
.result-disclaimer{font-size:12px}
.result-disclaimer p{font-size:12px}
.result-toolbar .mini-btn,.mini-btn{font-size:13px;padding:9px 12px}
.closing-risk-strip>div:first-child small{font-size:12px}
.closing-risk-strip>div:first-child b{font-size:17px}
.closing-risk-strip p{font-size:13px}
.closing-risk-items small{font-size:11px}
.closing-risk-items strong{font-size:14px}
.benefit-head small,.life-head small,.journey-head small{font-size:13px}
.benefit-head h3,.life-head h3,.journey-head h3{font-size:20px}
.benefit-head em{font-size:13px}
.benefit-card{padding:17px}
.benefit-card>span{font-size:13px}
.benefit-card small{font-size:12px}
.benefit-card b{font-size:17px}
.benefit-card p{font-size:14px;line-height:1.55}
.benefit-card a{font-size:13px}
.benefit-empty span{font-size:14px}
.benefit-more summary span,.benefit-more a,.benefit-more li{font-size:13px}
.loan-choice-title small{font-size:12px}
.loan-choice-title h3{font-size:21px}
.loan-choice-title p{font-size:13px}
.loan-choice-status{font-size:11px;padding:5px 8px}
.loan-choice-note,.loan-choice-reasons,.loan-choice-check,.loan-choice-guide,.loan-choice-next{font-size:12px;line-height:1.55}
.loan-choice-guide b{font-size:13px}
.loan-prep-details summary{font-size:12px}
.loan-prep-grid span{font-size:11px}
.loan-prep-grid b{font-size:12px}
.loan-prep-details>small{font-size:11px}
.readiness-head b{font-size:16px}
.readiness-head span{font-size:12px}
.readiness-item{padding:12px}
.readiness-item span{font-size:11px}
.readiness-item b{font-size:14px}
.readiness-item small{font-size:11px}
.card-title small{font-size:12px}
.card-title h4{font-size:17px}
.chart-unit{font-size:12px}
.cashflow-list>div{font-size:13px;padding:7px 0}
.fund-legend{font-size:11px}
.fund-legend b{font-size:14px}
.chart-row-head{font-size:13px}
.chart-row-head b{font-size:14px}
.chart-row small,.chart-note{font-size:11px;line-height:1.5}
.curve-legend,.split-legend{font-size:12px}
.chart-label{font-size:12px}
.curve-summary span{font-size:11px;padding:8px 9px}
.curve-summary b{font-size:13px}
.chart-summary span{font-size:11px;padding:5px 8px}
.legend{font-size:12px}
.term-box{padding:11px}
.term-box span,.term-box small,.term-box em{font-size:11px}
.term-box b{font-size:15px}
.method-box>b{font-size:16px}
.method-box>span{font-size:11px}
.method-box dl{font-size:12px}
.method-box.selected:after{font-size:10px}
.method-insight{font-size:12px;line-height:1.5}
.repay-table{font-size:12px}
.repay-table th{font-size:11px}
.repay-table th,.repay-table td{padding:9px 8px}
.year-stack-col em{font-size:10px}
.annual-split-chart{height:215px;padding-bottom:27px}
.line-chart,.payment-curve{min-height:220px}

/* v3.8.0 readability pass: official transaction result */
.realprice-results{font-size:14px}
.realprice-results h3{font-size:20px}
.realprice-results p,.realprice-results small{line-height:1.5}
.realprice-summary{gap:10px;margin-bottom:16px}
.realprice-summary>div{padding:14px}
.realprice-summary span,.realprice-summary small{font-size:11px}
.realprice-summary b{font-size:18px;margin:5px 0}
.realprice-chart{height:170px;gap:8px;padding:20px 6px 0;margin:10px 0 20px}
.realprice-bar{min-width:22px;max-width:42px}
.realprice-bar span{font-size:10px;bottom:calc(100% + 5px);font-weight:700}
.realprice-bar em{font-size:10px;top:calc(100% + 5px)}
.realprice-table{margin-top:20px}
.realprice-table td,.realprice-table th{font-size:12px;padding:12px 10px}
.realprice-table th{font-size:11px}
.realprice-match-warning b{font-size:14px}
.realprice-match-warning span,.realprice-match-warning small{font-size:12px;line-height:1.5}
.realprice-complex-tabs button{font-size:13px;padding:8px 11px}
.realprice-audit-strip{font-size:12px}

/* v3.8.0 subscription API launcher */
.sub-api-launcher{display:none;margin:0 0 18px;padding:18px 20px;border:1px solid #b9dfd2;border-radius:18px;background:linear-gradient(135deg,#f0fbf7,#fff);box-shadow:0 8px 24px rgba(15,118,110,.05)}
.sub-api-launcher.ready{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:16px;align-items:center}
.sub-api-launcher-copy b,.sub-api-launcher-copy span{display:block}
.sub-api-launcher-copy b{font-size:18px;color:#143b32}
.sub-api-launcher-copy span{margin-top:4px;color:#5f716b;font-size:13px;line-height:1.5}
.sub-api-launcher-actions{display:flex;gap:8px;flex-wrap:wrap;justify-content:flex-end}
.sub-api-launcher .btn{white-space:nowrap}
.sub-api-box{margin-top:16px}
.sub-api-head>div>b{font-size:18px}
.sub-api-head>div>span{font-size:13px}
.sub-api-status{font-size:11px}
.sub-api-search-grid label{font-size:12px}
.sub-api-help{font-size:12px}
.sub-api-coverage{font-size:12px;line-height:1.55}
.sub-api-result-card b{font-size:15px}
.sub-api-result-card span{font-size:12px}
.sub-api-result-card small{font-size:11px}
.sub-api-selected b{font-size:16px}
.sub-api-selected span{font-size:13px}
.sub-api-selected small{font-size:11px}
.sub-api-competition b{font-size:15px}
.sub-api-competition small{font-size:11px}
.sub-api-comp-table th,.sub-api-comp-table td{font-size:12px}
.sub-api-comp-table td strong{font-size:13px}
@media(max-width:760px){
  .result-top h3{font-size:27px}.hero-payment strong{font-size:30px}
  .answer-grid{grid-template-columns:1fr 1fr}
  .answer-grid span,.answer-grid small{font-size:11.5px}.answer-grid b{font-size:17px}
  .realprice-chart{height:155px;gap:5px}.realprice-bar span,.realprice-bar em{font-size:9px}
  .sub-api-launcher.ready{grid-template-columns:1fr}.sub-api-launcher-actions{justify-content:flex-start}.sub-api-launcher-actions .btn{flex:1 1 180px}
}
@media(min-width:1100px){
  #calculator .container{width:min(1360px,calc(100% - 40px))}
  #calculator .calc-layout{grid-template-columns:minmax(430px,.82fr) minmax(650px,1.18fr);gap:28px}
  #calculator .result-panel{padding:28px}
}
.sub-api-selected em{display:block;margin-top:7px;font-size:12px;font-style:normal;font-weight:800;color:#0f766e}
.sub-api-selected.model-applied{border-color:#0f766e;box-shadow:inset 0 0 0 1px rgba(15,118,110,.15)}
.sub-api-model-wrap.has-models{padding:12px;border:1px solid #cfe7de;border-radius:13px;background:#f6fcf9}
/* v3.8.0 remaining tiny labels */
.action-checklist-head span{font-size:11px}.action-checklist-grid article b{font-size:14px}.action-checklist-grid article small{font-size:11px;line-height:1.5}
.result-loan-head em{font-size:11px}.result-loan-numbers span{font-size:11px}.result-loan-numbers b{font-size:14px}.loan-rate-benefit{font-size:11px}
.donut small{font-size:11px}.donut b{font-size:15px}.year-stack-col em{font-size:11px}
.realprice-meta span{font-size:12px}.realprice-tag{font-size:11px;padding:5px 8px}.realprice-source{font-size:11px;line-height:1.6}
.realprice-confidence{font-size:12px}.realprice-confidence strong{font-size:13px}.realprice-pulse span,.realprice-pulse small{font-size:11px}.realprice-pulse b{font-size:17px}
.realprice-audit-strip span{font-size:11px;padding:6px 9px}.price-evidence-grid span,.price-evidence-grid small,.price-difference-board span,.price-difference-board small{font-size:11px}.price-evidence-grid b,.price-difference-board b{font-size:17px}
.realprice-complex-copy span{font-size:12px}.realprice-complex-chip strong{font-size:13px}.realprice-complex-chip em{font-size:11px}.realprice-complex-picker>small{font-size:11px}
.realprice-bar span,.realprice-bar em{font-size:11px}
@media(max-width:760px){.realprice-bar span,.realprice-bar em{font-size:10px}}

/* v3.8.0 final readability guard: keep dense result text legible beside ordinary portal pages */
#calculator .result-panel p{font-size:13.5px;line-height:1.62}
#calculator .result-panel small{font-size:12.5px;line-height:1.55}
#calculator .result-panel .tiny{font-size:12px}
#calculator .result-panel .muted{line-height:1.55}
#calculator .result-panel th,#calculator .result-panel td{font-size:12.5px;line-height:1.5}
#calculator .result-panel .badge,#calculator .result-panel .verdict-chips span{font-size:11.5px}
#calculator .result-panel .result-toolbar .btn{font-size:12.5px}
#calculator .result-panel .loan-card small,#calculator .result-panel .loan-card p{font-size:12.5px}
#calculator .result-panel .detail-card small,#calculator .result-panel .detail-card p{font-size:12.5px}
#calculator .result-panel .action-card small,#calculator .result-panel .action-card p{font-size:12.5px}
.realprice-results{font-size:14px}
.realprice-results p{font-size:13px;line-height:1.58}
.realprice-results small{font-size:11.5px;line-height:1.5}
.realprice-results .realprice-bar span{font-size:11.5px;font-weight:800;color:#3f544d}
.realprice-results .realprice-bar em{font-size:10.5px}
.realprice-results .realprice-table td,.realprice-results .realprice-table th{font-size:12.5px;padding-top:10px;padding-bottom:10px}
@media(max-width:640px){
  #calculator .result-panel p{font-size:13px}#calculator .result-panel small{font-size:11.5px}
  .realprice-results .realprice-bar span{font-size:10px}.realprice-results .realprice-bar em{font-size:9px}
}

/* v3.8.2 subscription competition summary */
.sub-comp-head{display:flex;justify-content:space-between;align-items:flex-start;gap:14px;margin-bottom:12px}
.sub-comp-head>div>b,.sub-comp-head>div>small{display:block}
.sub-comp-head>div>b{font-size:16px;color:#153f35}
.sub-comp-head>div>small{margin-top:4px;font-size:12px;line-height:1.5;color:#6a7874}
.sub-comp-head>span{flex:0 0 auto;padding:6px 9px;border-radius:999px;background:#eef7f4;color:#426158;font-size:11px;font-weight:800}
.sub-comp-summary{display:grid;grid-template-columns:.9fr 1.35fr 1fr;gap:9px;margin:0 0 12px}
.sub-comp-summary>div{min-width:0;padding:13px 14px;border:1px solid #d9e8e3;border-radius:13px;background:#fbfefd}
.sub-comp-summary span,.sub-comp-summary b,.sub-comp-summary strong,.sub-comp-summary small{display:block}
.sub-comp-summary span{font-size:11px;color:#6b7975}
.sub-comp-summary b{margin-top:5px;font-size:15px;color:#173f36;overflow-wrap:anywhere}
.sub-comp-summary-rate{background:#edf9f5!important;border-color:#b9dfd1!important}
.sub-comp-summary-rate strong{margin-top:4px;font-size:27px;letter-spacing:-.02em;color:#0b775e}
.sub-comp-summary-rate small,.sub-comp-summary-note small{margin-top:5px;font-size:11px;line-height:1.45;color:#687772}
.sub-comp-summary-note b{font-size:16px}
.sub-comp-details{border:1px solid #dce8e4;border-radius:12px;background:#fff;overflow:hidden}
.sub-comp-details>summary{cursor:pointer;list-style:none;padding:12px 14px;font-size:13px;font-weight:900;color:#244d43;background:#f8fbfa}
.sub-comp-details>summary::-webkit-details-marker{display:none}
.sub-comp-details>summary:after{content:'펼치기';float:right;font-size:11px;font-weight:700;color:#73827d}
.sub-comp-details[open]>summary:after{content:'접기'}
.sub-comp-table-wrap{overflow:auto}
.sub-comp-details .sub-api-comp-table{margin:0;min-width:620px}
.sub-comp-details .sub-api-comp-table th,.sub-comp-details .sub-api-comp-table td{font-size:12.5px;padding:9px 8px}
.sub-comp-details .sub-api-comp-table td strong{font-size:13px;color:#596b65;font-weight:800}
.sub-comp-details .sub-api-comp-table td strong.has-rate{color:#0b775e;font-size:14px}
.sub-comp-details .sub-api-comp-table tr.is-empty td{color:#7f8b87;background:#fcfdfd}
.sub-comp-footnote{margin:0;padding:10px 13px;border-top:1px solid #edf2f0;background:#fbfcfc;font-size:11px;line-height:1.5;color:#6f7d79}
@media(max-width:760px){
  .sub-comp-summary{grid-template-columns:1fr}.sub-comp-summary-rate strong{font-size:25px}
  .sub-comp-head{flex-direction:column}.sub-comp-head>span{align-self:flex-start}
}